After enduring the stress of an accident and subsequent legal proceedings, many injury victims awarded structured settlements find themselves wondering, “What’s the best way to sell my annuity?” There are plenty of reasons to sell structured settlements. Most importantly, selling annuity settlements for lump sum payments gives you access to your money. Unlike a structured settlement annuity which is padi out on a predetermined basis set up by an impersonal insurance company, selling annuity payments allows you to place your money into investments that give you the flexibility to withdraw funds.  These funds are readily available in case of an emergency, or if you desire to make a large down payment on a house or vehicle.

How to Sell an Annuity Settlement

Once you’ve answered the question, “Why should I sell my annuity?” the next step is to figure out how to sell a structured settlement. Selling an annuity settlement isn’t difficult, but as with any financial decision, you want to make sure you’re fully informed before you take action.

When researching structured settlement buyers, be sure you understand all the information you receive. Fees can vary from state to state, and from company to company. Make sure you know the different options available to you. It is not necessary to sell your entire annuity at once. In fact, you can sell just a portion of your annuity payments and continue to collect the remaining payments due you with the option of selling additional payments at a later date if necessary. You should never be afraid to ask a lot of questions. For nearly two decades Woodbridge Structured Funding has been helping injury victims and lottery winners sell their annuities. Our consultants are able to answer any inquiries you might have. Call 1-866-865-7044 to speak with a Woodbridge structured settlement expert.

5 Steps to Selling Annuity Payments

Selling annuity payments is not a difficult process. Here are the 5 steps to sell an annuity to Woodbridge Structured Funding:

1. Contact Woodbridge Structured Funding for a free annuity settlement quote.
2. Once you accept an offer, if necessary, you will send Woodbridge additional information about your annuity.
3. A formal disclosure document and contract will be prepared for you to sign.
4. Upon signing, Woodbridge collects all the necessary documents and your settlement is reviewed by a judge in a court of law – this step has been instituted by the courts to ensure that injury victims are not preyed upon by less scrupulous companies.
5. After the court approves the transfer, Woodbridge sends you the cash lump sum!

Woodbridge Structured Funding has a long track record of helping structured settlement recipients sell annuity settlements for cash. In recognition of our commitment to excellent customer service and ethical business practices, the Better Business Bureau granted Woodbridge their highest possible rating –A+.

Still wondering, “How do I sell my annuity?” Call today (1-866-865-7044) to speak to an advisor, or visit us online for a free quote. It’s quick, easy, and all information is kept strictly confidential. Woodbridge Structured Funding, LLC will beat any legitimate offer.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Being awarded a structured settlement and receiving future annuity payments over the next several years can be comforting, but it can also be very limiting. No matter how much you budget and monitor your finances, large expenses can surface without warning.  You’re not alone. A new survey by AAA found one in four Americans couldn’t pay for a $2,000 car repair if it were due today. One in eight lacked access to funds to pay for a $1,000 repair. Unplanned home repairs and medical care can also be an unwelcome surprise, and cost significantly more than two thousand dollars. Unfortunately, small payments from structured settlements aren’t the answer when you need a large sum of money right away. Selling future annuity payments for cash isn’t difficult, but it’s the last thing you want to be dealing with when you or a loved one needs urgent medical care, or your house is waterlogged thanks to a flood or leaky roof.

Getting Cash for Future Annuity Payments

Selling future annuity payments for a lump sum of cash allows you the freedom to put your money into more flexible investments with easier access. Instead of having your money controlled by a faceless insurance company, selling future annuity payments gives you the power to place your funds in higher returning investments. You can put your money wherever you want, and access it when you need it.

It would be nice if expenses were as regular as structured settlement payments, but no matter how meticulously you plan, there are always surprises. Situations arise and you need to be prepared to handle them. Boy Scout founder Robert Baden-Powell wrote, “You have to be prepared at any moment to face difficulties and even dangers by knowing what to do and how to do it.” Getting cash for future annuity payments is an important step towards readying yourself for unexpected expenses.

Sell Structured Settlements for Cash

For nearly two decades, Woodbridge Structured Funding has been an industry-leading structured settlement factoring company. Our vast experience buying structured settlements has helped us streamline the process of, making it easy for our clients sell future annuity payments for cash.

Call today (1-866-865-7044) to speak to an advisor, or visit us online for a free quote. It’s quick, easy, and all information is kept strictly confidential. Woodbridge Structured Funding, LLC will beat any legitimate offer.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

What to Do with Future Annuity Payments

With an annuity structured settlement, payments are usually spread out over years, even decades. While every case is unique, there are several major reasons accident victims decide to sell an annuity settlement. A common reason for selling future annuity payments is to gain access to one’s own money. While an insurance company holds your annuity you have very little control over your funds. The amount and frequency of annuity payments is dictated by the original settlement. You do not earn interest on the annuity, and you cannot easily access the settlement funds when you need them. Selling an annuity settlement changes all that.

3 Reasons to Sell Annuity Settlement Payments

A structured annuity can stretch out over decades, and a lot can happen during that time. When answering the “should I sell my annuity?” question, it’s crucial to consider one’s financial future. Small payments can be used to take care of regular bills, but having money locked away in a structured annuity can be frustrating when faced with larger expenses. Here are some of the reasons Woodbridge clients have decided to sell annuity settlement payments:

• Down payments: The larger your down payment the lower your monthly mortgage or car payment. Selling an annuity settlement makes it possible for you to make larger down payments.

• Higher education: There are few investments that pay greater rewards than higher education. Unfortunately, with tuition on the rise, continuing education can be expensive. Many Woodbridge clients have sold their annuity payments to invest in their future.

• Prepare for emergencies: As the old saying goes, ‘hope for the best, plan for the worst.’ Sometimes unforeseen expenses catch us off guard. Whether it’s medical care, home improvement, or a period of unemployment, there are situations which require us to have immediate access to large sums of money. By selling future annuity payments and placing the funds into more accessible accounts, many Woodbridge clients have the peace of mind in knowing they are prepared for emergencies.

Not only can it be a smart decision to sell annuity settlements, it’s also quick and easy. Contact Woodbridge, a trusted buyer of structured settlements, today for a free quote. Woodbridge Structured Funding, LLC will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor. You can also contact us online for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Sell an Annuity Settlement Question 1: How Much?

When you contact a Woodbridge Structured Settlement expert for a free consultation about selling an annuity settlement, you will need to know the amount of your settlement. In addition to the total sum of the settlement, a structured settlement buyer will need to know the dollar amount of each payment. This information is vital in determining the best strategy for cashing out your structured settlement. If you are unsure of the details of your settlement, a Woodbridge advisor can help you verify that information.

Sell an Annuity Settlement Question 2: How Often?

The payment schedule for each annuity settlement is different. The number of payments, frequency of payments (monthly, yearly, etc.), and amount of each payment will be unique to each settlement. To sell an annuity settlement, you will need to know how often you receive settlement payments.

Sell an Annuity Settlement Question 3: How Many?

The third major component in this line of questioning is ‘how many?’ You will need to decide how many payments you want to sell. When it comes to selling annuity settlements you have a great deal of flexibility. One option is to cash out your entire structured settlement. Alternately, you can choose to sell annuity installments periodically, receiving multiple lump sum payments.

Not only can selling an annuity be a smart move, it is also fast and easy. Contact Woodbridge today for a free quote. Woodbridge Structured Funding, LLC will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor. You can also contact us online for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Is It Too Late to Get a Pre Settlement Loan?

Since more than a decade had passed since he was awarded his structured settlement, Daniel was concerned he had passed the deadline to sell his annuity settlement. However, when Daniel contacted Woodbridge Structured Funding, an advisor informed him that it was never too late to sell a structured settlement as long as he had future payments remaining. He also learned that he didn’t have to sell all of his payments, but could sell only a portion of his annuity settlement now and have the option to sell other portions at other times. Daniel could receive multiple lump sum payments until he cashed out his structured settlement. Woodbridge Investments has been a leader in financial services industry for nearly two decades, and its dedicated team of financial professionals can advise individuals of the best options available when selling their annuity settlement. Contact Woodbridge today for a free quote.

The Best Time to Get Pre Settlement Funding

The best time to sell a structured settlement will be different for everyone. At Woodbridge, they pride themselves in providing personalized customer service to each and every customer. Their dedication to ethical and excellent business practices recently earned them the Better Business Bureau’s highest rating. It’s never too late to sell a structured settlement, and whether you sell earlier or later, most people stand to reap greater rewards by selling their annuity settlement. Read Sell Annuity for Lump Sum Payments Now or Wait? for more details on the best time to sell a structured settlement.

Not only is it a smart move, selling an annuity settlement is fast and easy. Contact Woodbridge today for a free quote. Woodbridge Structured Funding, LLC will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor. You can also contact Woodbridge online for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Sell Annuity Settlements or Not?

Because the landlord had failed to properly clear the parking lot of snow and ice, Candace sued and was awarded a settlement. Unfortunately, the award was paid out as a structured settlement that was scheduled to be disbursed in small increments over the course of two decades. Broke and unemployed, the dream vacation just a distant memory, Candace searched for ways to improve her predicament. Through her research, she found that she had the option to sell annuity settlements in return for a lump sum payment.

Candace was unsure whether the decision to sell structured settlements was right for her. Though she needed money, she didn’t want to jeopardize a future income stream, even if the small payments didn’t provide much help. However, she soon realized that the decision to sell annuity settlements could open doors for her to a much more promising future. After more research, Candace decided to sell annuity payments to Woodbridge Structured Funding LLC. With the lump sum she received for selling annuity settlements, Candace enrolled in a Medical Administrative Assistant degree program, and upon graduation, she was able to find a job. Her new career was more lucrative and less physically demanding. The decision to sell structured settlements granted Candace a new lease on life, allowed her to recover from the mental, physical, and financial toll of the accident, and gave her the opportunity to create an even brighter future than she had ever dreamed of before the terrible accident. Today, she is once again saving for that dream vacation.

More Benefits of Selling Structured Settlements

Selling structured settlements is quick and easy. Find out if selling annuity settlements can improve your future, contact Woodbridge today for a free quote. Woodbridge Structured Funding, LLC will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor. You can also contact us online for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

The decision to sell annuities or structured settlements can be a life changing one. One young woman experienced this when she chose to sell settlement payments to fund her college degree. The summer she turned seven, Jamie attended a day camp near her house. One day while playing on the slide, she fell off a slide, badly breaking her right arm and wrist. Her parents sued the camp for inadequate supervision and won a settlement for Jamie’s hospital care and emotional distress. The settlement was awarded in a structured settlement to be paid out over twenty five years. This arrangement worked fine until it was time for Jamie to attend college. An excellent student, she had received a partial scholarship. But even with the scholarship, out of pocket expenses still amounted to around $20,000 a year, and Jamie’s parents were unable to fund the outstanding balance of her college education due to having to take care of Jamie’s three younger brothers and sisters. Determined to attend college nonetheless, Jamie did extensive research into ways she might be able to fulfill her dream of becoming a doctor. Eventually, she discovered she could sell settlement payments for a lump sum.

Sell Settlement Payments

Though structured settlements are often administered through the purchase of annuities, they do not function like traditional annuities. Annuities are often created when a large amount of money is invested all at once, or smaller contributions are made over a certain period of time, most often with an insurance company. The owner of these annuities can choose different options of payments as well as the amount of principle they wish to invest. This is not the case for structured settlements. Most structured settlements are rigid in the way the payments are made and do not allow you to accelerate payments of those funds creating the necessity to sell settlement payments when the need arises. With a structured settlement, you are locked into the payment schedule, determined by a third party when it’s created, until the settlement is paid in full—a process which can take decades. Because of Jamie’s structured settlement, her only option to access the money owed to her was to sell settlement payments.

More Reasons to Sell Annuity Settlements

Tuition isn’t the only good reason to sell settlement payments—from mortgages to automobiles to investments, there are plenty of reasons why you would benefit from being in control of your own money.

Find out if selling settlement payments is right for you, contact Woodbridge today for a free quote. Woodbridge Structured Funding, LLC will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor. You can also use contact us online for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Annuities can be extremely beneficial investments. Whether you invested in an annuity, have been awarded a structured settlement, or won a lottery or casino jackpot, you’re likely sitting on a stable investment that can provide steady income for a long time to come. So why would you want to sell annuity payments? There are several reasons people sell an annuity for a lump sum payment. The primary motivation for many Woodbridge Structured Funding clients who decide to sell their structured settlement payments is to gain more control over their finances. It’s nice to have an annuity as backup, but when you need that capital for medical bills, a down payment on property, or other large expenses, having it locked up in an annuity can be counterproductive. If and when the need arises or an opportunity presents itself, you have the option of selling your future structured settlement payments. There is no reason to wait when you can benefit immediately by selling all or a portion of your payments for a lump sum and make the money work for you today.

Can You Receive Multiple Lump Sum Payments?

Another reason recipients of periodic payments seek a structured settlement annuity buyer is because they would like to shift some of their annuity into another investment. While your money is tied up in an annuity, you’re locked into a stagnant return. A prime reason people sell annuity payments to Woodbridge Structured Funding for a lump sum payment is so that they can invest in other higher yielding areas. Whether it is stocks or a life insurance policy, your money could be doing more for you if it wasn’t stuck in a single investment like an annuity. It’s your money, and how you choose to invest it should be your decision.

Furthermore, you’re not required to sell all of your annuity payments at once. You can cash out structured settlements in stages, taking out only the money you need, while leaving the remainder of the annuity intact. Another common situation that brings annuity holders to a structured settlement annuity buyer is the potential tax consequences levied against heirs who inherit the annuity. It’s not unusual to sell annuity payments in order to transfer that money into other investment vehicles that are not taxed as highly when transferred from one generation to the next. The decision to sell an annuity for lump sum payments isn’t just an investment in your future, it’s an investment in your family’s future.

Why Wait to Sell Annuity Payments?

Any financial decision should be carefully considered and discussed with advisors and the decision to cash out a structured settlement for a lump sum payment is no different. Before you seek a structured settlement annuity buyer or decide to sell annuity payments, it’s important to consider your current and future financial needs. How dependent are you on the annuity for future income? Can the funds in the annuity be put to better use elsewhere? Keep in mind, there is no need to cash out a structured settlement at once. You can sell annuity payments as it best suits your personal financial situation. You’re never under any pressure to sell the entire annuity; the lump sum should be based on your current needs and goals.

Contact Woodbridge Structured Funding at (866-865-7044) and get your free quote today. Our experienced staff can answer any questions you have about lump sum payments.

Selling Annuities for Cash Steps
1-3: Research, get the offer, accept the offer

1. First of all, get multiple quotes from a number of annuity buying companies. It would also be advantageous to try to find out everything you can on the companies you are considering selling annuities to. After all, working with a buyer you feel is worthy of your trust is very important.
2. After you have made a well-informed decision regarding which company you wish to sell your annuities to, formally accept the offer by providing your chosen buyer all the necessary legal documents verifying your annuity.
3. Depending on which state you live in, you may or may not be subjected to a professional financial review. This analysis helps you determine if the arrangement with your chosen buyer is truly in your best financial interest. The majority of states have a mandatory waiting period of around ten days, so the annuitant is given the opportunity to change his or her mind about selling annuities. The purchaser cannot continue with any related financial transactions until this waiting period is over.

Selling Annuities for Cash Steps 4-6: Documentation, submission, court date set up

4. This is followed by a documentation-processing period. The amount of time spend in this stage depends on where you live and which buyer you chose.
5. A local lawyer will then be assigned to submit all the necessary papers to a specific court on your behalf.
6. An official court date will be set within about six weeks. You will be notified of the exact date through mail.

Selling Annuities for Cash Steps 7-9: Court, judge agreement, Sold!

7. Majority of states have laws that require you to appear in court on the scheduled date of your hearing. The judge will evaluate the possible consequences should you be allowed to continue selling annuities.
8. The judge will make a formal decision either approving or denying the proposed transaction. In due course, the judge will sign the agreement if approved.
9. The insurance company in charge of financing your annuity will be notified that the payments have been sold.

Utilize your resources

10. Visit Woodbridgeinvestments.com

Selling a structured settlement, annuity payments or lottery winnings can certainly be daunting. No one knows what the next ten, twenty or thirty years may hold, thus it is a common belief that selling regular payments is like selling your safety net.

Despite this belief, receiving a lump sum of cash will not necessarily leave you high and dry, although you do need to be careful managing your newfound wealth. You might want to sell structured settlement payments, annuity payments or lottery winnings in exchange of a lump sum of cash, but this doesn’t mean you have to be scared of having your money run out before you’re ready.

How not to spend your entire lump sum of cash right away

Get an accountant

With your new lump sum of cash, you should be able to afford to hire an accountant. This is a very worthy investment to get professional advice and avoid any unnecessary fines, settle any tax issues and establish a long term plan for your money.

Pay off all of your debt before your spend that lump sum of cash

Debt is not something that you want to deal with when you are no longer receiving steady payments from your previous structured settlement, annuity payments or lottery winnings. Make this a priority so you will know exactly how much spending money you actually have.

Keep your day job, or at least get a new one

As mentioned before; you never know what could happen over the next decade or three. It should always be a goal of yours to continue increasing your net worth, or at least not letting the number slip to something negative. Keep your job to maintain an additional stream of steady income. If you just can’t stand your current job, at least use your new financial freedom to take some time off and begin a new venture making money by doing something you are passionate about.

Avoid gambling with your lump sum of cash

Hopefully the thing you are passionate about is not gambling or taking on high risk financial investments. Taking on high risk investments or gambling with the lump sum of cash you just got is a surefire way to loose the money you would have had with each new structured settlement, lottery or annuity payment. Note: Chances of receiving lottery winnings twice in life are even more slim than winning once. Protect your assets.

Invest your new lump sum of cash

Whenever you sell your structured settlement, annuity payments or lottery winnings, you usually have to sacrifice a portion of the ultimate amount in order to receive that large lump sum of cash. If you invest what you get in a smart way, you might be able to make back all of that money and then some.

If you are selling a structured settlement, annuity payments or lottery winnings, consider getting a free quote about how much you could get in a lump sum of cash by visiting our free quote page.