Archive for the ‘Annuity Payments’ Category

Annuity Lump Sum Option Improves Retirement

An annuity investment can be an excellent choice for people in search of ways to improve their retirement options. However, if you have either recently invested in or inherited an annuity, you may have come to the realization that you need more cash than what your monthly allowance is presently providing. If so, you should start exploring the benefits of an annuity lump sum. An annuity lump sum can get you the additional cash you need right now without having to sit and wait for your monthly checks to arrive.
Many individuals prefer an annuity lump sum for a various reasons, which may include:
• Freedom to go on vacation
• Settle debts
• Down payment on a new home
• Buying a new car
• Car maintenance and repair
• Home improvements
• College tuition

Annuity Lump Sum Advantages

The most significant advantage of an annuity lump sum is that you will be benefitting from upfront money from this investment when you need it. While a conventional annuity schedule will give you a guaranteed amount of money every month, the lump sum option offers you a lump sum payment right away, you will not need to wait every month for the check to arrive in the mail. Instead, you will be able to enjoy your cash immediately. You can use the cash towards other investments, to settle debts, put your children through college, etc.

Annuity Lump Sum Disadvantages

When you choose an annuity lump sum over a monthly check, you will lose some of your investment to the company that purchases the rest of your investment and you will have to familiarize yourself with the tax laws of your state in order to understand how much you will have to pay in taxes for receiving a large sum of cash. These losses, however, will seem less significant when you think of the convenience of having your cash in hand right now when you sell your payments for an annuity lump sum.

Visit www.woodbridgeinvestments.com to learn more about annuity lump sum options.

Categories: Annuity Payments, Blog, Woodbridge Investments LLC, annuities, cash, cash advance, cash advances, cash for annuity payments, cash now, future payments, get a lump some for your payments, get a lump sum, payments, sell annuities, sell annuity payments.

Annuity Buyers Can Provide You the Cash Lump Sum You Need

Why Should I work With an Annuity Buyer?

A lot of people look for annuity buyers so they can get their annuity money right away instead of waiting many years to receive it. It’s a good thing that a thriving market of annuity buyers currently exists. These annuity buying companies legally purchase your annuity payments so you can immediately get a quick lump sum payment for your annuity. However, not all annuity buyers are created equal.

What should I know before talking to an annuity buyer?

Quotes can vary greatly and there are some annuity buyers who just aren’t trustworthy. You would do yourself a great service by taking the time to research on your prospective buyers before placing your trust in any one of them.

You also have to keep in mind that majority of annuity buyers offer you flexible terms in which you have the option to choose exactly how much of your payments you need or want to sell. The option of selling just a fraction of your annuity payments gives you a lump sum payment now without losing all of your future annuity payments. More often than not people just wish to be free of the limitations structured payments impose on them and sell the entire annuity.

Is it a good idea to sell to an annuity buyer?

Selling annuity payments can be a very advantageous transaction. The money you receive can be used to either take care of some financial emergency or to start the business you’ve always dreamt of having. There are also those who decide to sell their annuities to fund their children’s education or perhaps help a relative in dire financial straits.

Whatever the need, it is a good thing that there are annuity buyers in the marketplace that you can sell your payments to and get immediate lump sum cash for an annuity. Remember, do your research on the annuity buying company you choose. For more information on annuity buyers visit www.woodbridgeinvestments.com.

Categories: Annuity Payments, Blog, annuities, cash, cash advance, cash advances, cash for annuity payments, future payments, get a lump some for your payments, get a lump sum, investments, need money, sell annuities, sell annuity payments.

Lump Sum Annuity Payment – Pros and Cons

Receiving a lump sum annuity payment like everything else has its pros and cons. Here we’ve laid out a few of the benefits of getting a lump sum annuity payment to help you decide if it’s the right choice for you.

Pros of a lump sum annuity payment

If you choose to sell an annuity for a lump sum annuity payment; you have immediate access and greater control over your money. Selling annuity payments does have some flexibility in terms of how you sell. You can sell all your annuity payments for a larger lump sum or you can draw whatever amount you wish by selling only a portion of your payments. If you should require a bit more money for any reason down the road, you can always sell additional future payments.

Getting a lump sum annuity payment gives you immediate access to a larger portion of your money. Many people who sell annuities use that money to invest it in a new business venture or in financial investments that grow their money more aggressively.

A lump sum annuity payment can also be used to help pay for your children’s or grandchildren’s college education. Your money suddenly becomes very accessible through a lump sum annuity payment.

Cons of a lump sum annuity payment

More flexibility also means more responsibility. You must make sure to invest and manage your money in such a way that it will neither run out during your lifetime nor fall down because of inflation.

It’s also vital to keep in mind that, while you do have greater control if you choose a lump sum annuity payment, it is still not total control. You cannot decide what returns the financial markets will bring or how well a new business venture will do. Sell your payments wisely and make sure you have enough for retirement.

Selling in exchange for a lump sum annuity payment can present risks like the ones above, but can also reap more rewards if that lump sum cash is invested wisely.

If you are not comfortable researching on your own, consult a financial planner or call or visit Woodbridgeinvestments.com for additional information on selling an annuity for a lump sum payment.

Categories: Annuity Payments, Blog, Blogroll, Woodbridge Investments LLC, annuities, cash advance, cash advance for settlements, cash advances, cash for annuity payments, get a lump sum, sell annuities, sell annuity payments.

Don’t fall into a financial pitfall.

Financial considerations for after you sell a structured settlement, lottery winnings or annuity payments

Selling your structured settlement, lottery winnings or selling an annuity payment by no means automatically suggests that you are not financially planning for the future.
Yes, there are many pitfalls that one can fall into after selling a structured settlement, lottery winning or annuity payment, but these can easily be avoided just by keeping a few pointers in mind.

1) Sell up to the budget that’s needed

Take some time before you sell your structured settlement, lottery winnings or annuity payment to set up your own budget and identify how much lump sum money is needed. Sell only the portion of payments that’s needed to fulfill this budget. Most Structured settlement companies will allow you to sell a portion of payments and if you need more at a future date you can sell your remaining payments

2) Determine long term and short term financial goals

Just because you should budget does not mean that you shouldn’t take advantage of the large amount of money you just got by selling a structured settlement, lottery winnings or annuity payments. Go ahead and enjoy, buy a new gift for yourself. However, don’t buy a car or boat right away if that wasn’t in your budget. It is good practice to limit what you spend a large amount of money on right away so you can see what the rest of your new spending habits are like. You might realize that you just can’t help going out for a lot of fancy dinners. Take some time to slowly evaluate what you want to spend your money on.

3) Think outside the box about spending

Right now your financial responsibilities may be limited. Think also about your future. Don’t forget that down the road you may have other people in your family or close circle of friends that you might need to take care of financially. Before you start spending the money you just got, make sure you cover all your bases and try to anticipate all of the large expenses you’ll have to cover in the next five or twenty-five years.

Selling a structured settlement, lottery winnings or selling annuity payments can be a great and fiscally responsible thing to do, as long as you take all aspects of managing your finances into consideration. For a free quote on how much money for future payments you can get, visit our free quote page

Categories: Annuity Payments, Blog, Buyer of Structured Settlement Payment, Cash Structured Settlements, Woodbridge Investments LLC, buyer of structured settlement, cash advance, cash advance for settlements, cash advances, cash for annuity payments, cash now, future payments, get a lump sum, injury settlement, insurance company, investments, sell annuities, sell annuity payments, structured settlement.

I Want to Sell My Annuity. But wait…

Selling an annuity is a big decision to make. Before you make the decision you will probably ask yourself:

Who should I sell my annuity to?
When should I sell my annuity?
How long will it take to sell my annuity?
If I decide sell my annuity, do I have to sell the whole thing?
Can I still collect payments and just sell my annuity half way?
Is it a bad idea to sell my annuity?
What are the pros if I decide to sell my annuity?
What are the cons if I decide to sell my annuity?

The list of questions goes on!

Luckily for you, Woodbridge Structured Funding LLC has the answers to all of these “sell my annuity” questions. Our team of financial professionals is available to talk you through the process, and to help you make the best decision for you.

If you’re looking for some quick answers, you can read through our other articles from our free advice center to help you answer all of your pressing “sell my annuity” questions.

Categories: Annuity Payments, Blog.

Need to Find Annuity Buyers?

Who are the big annuity buyers on the structured funding market and how do I choose the right one?

Need to find annuity buyers? Luckily for you, there are many annuity buyers out on the structured funding market for you to choose from. What’s even better is that the plentiful selection of annuity buyers you have available to you creates a very competitive market, providing you with the option of getting the most money from your annuity.

Not all Annuity Buyers Are Equal

The competitive structured funding market does not necessarily mean that all annuity buyers will offer you the best price if you happen to speak to them last. You need to be careful which company you choose, because some annuity buyers simply cannot offer you the same prices as the more established annuity buyers.

Should I choose large-scale annuity buyers?

A tip to selecting the best annuity buyers is to start calling different annuity buyer companies. You can call the bigger names, such as JG Wentworth, Peachtree Financial, and Imperial Structured Funding to start off. All of these annuity buyers will most likely offer you similar prices for your annuity. But as with most large companies, the bigger the company, the less personal service you will receive.

Or should I choose smaller-scale annuity buyers?

If you call one of the smaller annuity buyers, you will most likely be able to personally speak with a financial representative and receive great customer service. The problem though with these small annuity buyers is that they may not be able to offer you the most money you could potentially get for your annuity. They might also take longer to send you your money.

Who are the best annuity buyers?

The best annuity buyers are small companies that are well established. Woodbridge Structured Funding LLC is among the oldest annuity buyers in the industry and are considered pioneers in the business. A reputation like the one Woodbridge has gained is something that develops over years and years of positive results and satisfied customers.

Out of all the annuity buyers, Woodbridge is one of the smaller companies, but is as established, if not more so, than some of the larger annuity buyers mentioned above. In fact, Woodbridge is so confident in their deliverables that if you realize that another company is offering more for your annuity, Woodbridge will give you an extra $500.

Still looking for annuity buyers? First do your research, and then come back and visit Woodbridge Structured Funding LLC., to get the most money for your annuity, in the least amount of time.

Categories: Annuity Payments, Blog, annuities.

Annuity Settlement Options

If you know you will be receiving an annuity soon, wait before you make any decisions. You may have annuity settlement options that you didn’t even know about! (more…)

Categories: Annuity Payments, Blog.

Reasons why you should collect annuity payments in a lump sum

Figuring out the final sum of annuity payments is a math problem many young students receive in school. It is a fun concept for them to think about, and teaches the kids about gaining interest, percentages and more complicated multiplication situations.

(more…)

Categories: Annuity Payments, Blog, lump sum.

Common qualities of people who sell annuity payments

Who sells their annuity payments?

Since 1993, Woodbridge Structured Funding, LLC, its predecessor companies and founders have bought close to millions of dollars in lottery winnings, jackpots, structured settlements, annuities, mortgages and deeds of trusts—one satisfied customer at a time. Of course not all cases are the same, but here are a few common traits that Woodbridge Structured Funding has noticed over the years.

People who sell annuity payments are typically good at saving

If you are planning to sell annuity payments for a lump sum of money, chances are that you have been saving for a while and know that if you receive all of the money now, you’ll have it for a while. One of the perks about keeping an annuity is that you are not tempted to overspend. However, you annuity may not be paying you enough at each payment to live the life, or accomplish your dreams you’ve always had. Many people who sell their annuities are comfortable with their saving habits, thus feel comfortable getting the biggest gain they personally cam from their annuity.

People who sell annuity payments are typically day dreamers

There is often a big reason behind wanting to sell an annuity, and usually these reasons always seemed like far-fetched dreams until recently. People often sell their payments to peruse life-long dreams they never thought possible before.

When you sell a payment and receive a very large sum on money, suddenly the world is at your feet and you can accomplish all your dreams. This is an opportunity that is extremely valuable and unfortunately does not come around that often. The ideas come flooding in as soon as a person with an annuity hears the amount they could receive up front.

People who sell annuity payments are typically quite generous

The most common dream people have when envisioning what they would do with such a large sum of money involves others. You may have always dreamed of re-paying your parents for taking care of and providing for you, or would love to give your loved ones special and expensive gifts. Maybe you’ll want to take a great vacation they can share with others or begin a business. People who sell these payments rarely have only themselves in mind.

Categories: Annuity Payments, Blog.

Selling Annuities in order to Give: What To Do When You Are Stressed About Money Over the Holiday Season

Stressed about Money over the holiday season? You’re not alone.

For essentially all stores, many restaurants and various other services, the holiday season is the most significant period of profit- sometimes drawing in about 75% of annual sales. Many businesses depend on the holiday season for this reason and, consequently, this also means that a large portion of what you spend annually is also spent over the holiday season.

For many Americans, a large sum of money is needed starting on Thanksgiving to last through New Years, intended to be spent generously on generally non-practical items for other people. This unfortunately makes the holiday season a time of great financial stress, and sometimes even burden. What many people don’t realize is that when they are stressed about money over the holiday season the answer is easily within their grasp: it’s just waiting for them in the form of future annuity, structured settlement or lottery payments.

Selling Payments When You Are Stressed About Money Over the Holiday Season:

If there is ever a time to take advantage of those slowly incoming payments you are receiving from an annuity, a structured settlement, lottery or casino winning it is during the holiday season. When you are stressed about money over the holiday season, remember that you don’t have to wait to receive your entitled additional payments.

Depending on your preference, you can sell just portions of your incoming payments by negotiating a plan with a structured funding company. This can be a great option for people who value and understand the benefit of having those steady payments coming in, but are willing to trim a little off the end of the payment plan (which is often thirty years away!) in order to provide a happy and less financially burdensome holiday for themselves and their loved ones.

A trustworthy structured funding company, such as Woodbridge Structured Funding, will offer you a good rate for portions of your payments in hopes that you’ll want to sell to them again, perhaps for the next holiday season. When you are feeling stressed about money over the holiday season, consider your option of selling your annuity, structured settlement, or lottery payments.

Happy holidays!

Categories: Annuity Payments, sell annuities, sell annuity payments.