Archive for the ‘Blog’ Category

Sell My Annuity

What’s the Best Way to Sell My Annuity?

After enduring the stress of an accident and subsequent legal proceedings, many injury victims awarded structured settlements find themselves wondering, “What’s the best way to sell my annuity?” There are plenty of reasons to sell structured settlements. Most importantly, selling annuity settlements for lump sum payments gives you access to your money. Unlike a structured settlement annuity which is padi out on a predetermined basis set up by an impersonal insurance company, selling annuity payments allows you to place your money into investments that give you the flexibility to withdraw funds. These funds are readily available in case of an emergency, or if you desire to make a large down payment on a house or vehicle.

(more…)

Categories: Annuity Payments, Blog, Structured Settlements, Uncategorized, annuities, structured settlement, structured settlement payments.

How to Get Cash for Future Annuity Payments

The Problems With Structured Settlements

Being awarded a structured settlement and receiving future annuity payments over the next several years can be comforting, but it can also be very limiting. No matter how much you budget and monitor your finances, large expenses can surface without warning. You’re not alone. A new survey by AAA found one in four Americans couldn’t pay for a $2,000 car repair if it were due today. One in eight lacked access to funds to pay for a $1,000 repair. Unplanned home repairs and medical care can also be an unwelcome surprise, and cost significantly more than two thousand dollars. Unfortunately, small payments from structured settlements aren’t the answer when you need a large sum of money right away. Selling future annuity payments for cash isn’t difficult, but it’s the last thing you want to be dealing with when you or a loved one needs urgent medical care, or your house is waterlogged thanks to a flood or leaky roof.

Getting Cash for Future Annuity Payments

Selling future annuity payments for a lump sum of cash allows you the freedom to put your money into more flexible investments with easier access. Instead of having your money controlled by a faceless insurance company, selling future annuity payments gives you the power to place your funds in higher returning investments. You can put your money wherever you want, and access it when you need it.

It would be nice if expenses were as regular as structured settlement payments, but no matter how meticulously you plan, there are always surprises. Situations arise and you need to be prepared to handle them. Boy Scout founder Robert Baden-Powell wrote, “You have to be prepared at any moment to face difficulties and even dangers by knowing what to do and how to do it.” Getting cash for future annuity payments is an important step towards readying yourself for unexpected expenses.

Sell Structured Settlements for Cash

For nearly two decades, Woodbridge Structured Funding has been an industry-leading structured settlement factoring company. Our vast experience buying structured settlements has helped us streamline the process of, making it easy for our clients sell future annuity payments for cash.

Call today (1-866-865-7044) to speak to an advisor, or visit us online for a free quote. It’s quick, easy, and all information is kept strictly confidential. Woodbridge Structured Funding, LLC will beat any legitimate offer.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Categories: Annuity Payments, Blog, Structured Settlements, Uncategorized, annuities, structured settlement, structured settlement payments.

Should I Sell My Annuity Settlement?

“Should I sell my annuity settlement?” You’re not alone with this concern. Many injury victims consider selling future annuity payments for lump sums. For nearly two decades, Woodbridge Structured Funding has specialized in helping accident victims sell annuity settlements for cash. Thanks to our considerable experience in the structured funding field, Woodbridge can help you answer the “should I sell my annuity”

What to Do with Future Annuity Payments

With an annuity structured settlement, payments are usually spread out over years, even decades. While every case is unique, there are several major reasons accident victims decide to sell an annuity settlement. A common reason for selling future annuity payments is to gain access to one’s own money. While an insurance company holds your annuity you have very little control over your funds. The amount and frequency of annuity payments is dictated by the original settlement. You do not earn interest on the annuity, and you cannot easily access the settlement funds when you need them. Selling an annuity settlement changes all that.

3 Reasons to Sell Annuity Settlement Payments

A structured annuity can stretch out over decades, and a lot can happen during that time. When answering the “should I sell my annuity?” question, it’s crucial to consider one’s financial future. Small payments can be used to take care of regular bills, but having money locked away in a structured annuity can be frustrating when faced with larger expenses. Here are some of the reasons Woodbridge clients have decided to sell annuity settlement payments:

Down payments: The larger your down payment the lower your monthly mortgage or car payment. Selling an annuity settlement makes it possible for you to make larger down payments.

Higher education: There are few investments that pay greater rewards than higher education. Unfortunately, with tuition on the rise, continuing education can be expensive. Many Woodbridge clients have sold their annuity payments to invest in their future.

Prepare for emergencies: As the old saying goes, ‘hope for the best, plan for the worst.’ Sometimes unforeseen expenses catch us off guard. Whether it’s medical care, home improvement, or a period of unemployment, there are situations which require us to have immediate access to large sums of money. By selling future annuity payments and placing the funds into more accessible accounts, many Woodbridge clients have the peace of mind in knowing they are prepared for emergencies.

Not only can it be a smart decision to sell annuity settlements, it’s also quick and easy. Contact Woodbridge, a trusted buyer of structured settlements, today for a free quote. Woodbridge Structured Funding, LLC will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor. You can also contact us online for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Categories: Annuity Payments, Blog, Structured Settlements, Uncategorized, annuities, structured settlement.

Getting Cash for Structured Settlement Payments: Why and How

If you’ve won a malpractice, personal injury, or harassment lawsuit, there’s a good chance your compensation was awarded in the form of a structured settlement. A structured settlement is an annuity that pays out in periodic payments over a long period of time. Unlike a lump sum which is a single large payment, a structured settlement can pay out in increments over many years. While there are benefits to a structured settlement, many injury victims choose to sell their settlement and receive cash for structured settlement payments.

Why Get Cash for Structured Settlement Payments?

Why would someone forgo a steady income stream and decide to get cash for structured settlement payments? Everyone has their own reasons to sell structured settlements, but there are several main advantages to getting cash for structured annuity payments.

Here are some of the main reasons accident victims decide to get cash for their structured settlement:

Quick access to your funds: In the event of a financial emergency you may have a difficult time getting cash from your structured settlement in a timely manner.

Improved investment opportunities: Savvy investment can make you money and earn interest. Cash for structured settlement payments puts you in control and gives you the option to benefit from the investment of your annuity.

It’s fast, easy, and the smart thing to do: With Woodbridge Structured Funding, getting cash for your structured settlement is simple and straightforward.

How to Get Cash for Structured Settlement Payments

Wondering how to get cash for structured settlements? Wonder no more. For nearly twenty years Woodbridge Structured Funding has been helping accident victims get cash for their structured settlements and we’ve streamlined the process to make it easier for our clients. Visit the Woodbridge website and fill out the free settlement quote form. You will be asked to provide information about the type of annuity you’re receiving, the year you began receiving payments, payment frequency, and payment amount. That’s it! A Woodbridge structured settlement expert will contact you and personally assist you, making sure you receive the most cash for your structured settlement. You can also call (1-866-865-7044) for immediate assistance. Getting cash for structured settlement payments is quick, easy, and all information is kept strictly confidential. Woodbridge Structured Funding, LLC will even beat any legitimate offer!

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Categories: Blog, Structured Settlements, Uncategorized, selling structured settlement, settlement payment, settlements, structured settlement, structured settlement payments.

Structured Settlement Vs Lump Sum Payment

Structured settlement vs. lump sum payment? This is the question facing plaintiffs who have been awarded structured settlements in their personal injury case. There are several major factors to consider when deciding whether to cash out a structured settlement for lump sum payments or not.

Structured Settlement Vs Lump Sum Payment

The answer to the structured settlement vs. lump sum payment question is going to be different for everyone. It’s important you consult with trusted legal and financial advisors before you cash out a structured settlement. There are pros and cons to cashing out structured settlements for lump sum payments. If you’re unsure whether you should sell settlement payments or not, contact Woodbridge Structured Funding for a free consultation with one of our structured settlement experts.

Cons of Cashing Out Structured Settlements for Lump Sum Payments

Not everyone benefits from cashing out a structured settlement. If you currently have enough savings that allows you to easily cover unexpected expenses such as medical bills or home repairs, then you may benefit from leaving your structured settlement intact. However, even if you have a substantial nest egg, it may still be a better option to take a lump sum payment and place your money in a higher earning investment. Leaving the settlement intact may be easier and potentially safer than cashing out the structured settlement and investing elsewhere. However, savvy investors can often increase the original settlement amount by selling the settlement and investing the lump sum.

Pros of Cashing Out Structured Settlements for Lump Sum Payments

To properly answer the structured settlement vs. lump sum payment question you need to carefully consider your financial needs. If your personal injury lawsuit has left you with large legal and medical bills, cashing out the structured settlement may be your only option to pay off these debts. Another advantage to lump sum payments is that you can place the money, in a more liquid investment that can be accessed as you need it.

Structured settlement vs. lump sum payment? Contact Woodbridge today for an answer. Woodbridge Structured Funding, LLC will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor. You can also use contact us online for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Categories: Blog, Sell Structured Settlement Payments, Structured Settlements, Uncategorized, lump sum, lump sum for your payments, lump sum payments, sell structured settlement, selling structured settlement, settlement payment, structured settlement, structured settlement payments.

3 Things You Must Know to Sell an Annuity

Selling an annuity settlement can change your life. Such an important decision should not be made lightly. When selling a structured settlement you should consult with your legal and financial advisors before taking action. Woodbridge Structured Funding’s customers have benefited greatly from the decision to sell annuities. They have invested their lump sum payments in, education and new business ventures, purchased homes and automobiles, and set up trusts for their grandchildren. Before you cash out structured settlements, there are three things you must know in order to sell your annuity settlement.

Sell an Annuity Settlement Question 1: How Much?

When you contact a Woodbridge Structured Settlement expert for a free consultation about selling an annuity settlement, you will need to know the amount of your settlement. In addition to the total sum of the settlement, a structured settlement buyer will need to know the dollar amount of each payment. This information is vital in determining the best strategy for cashing out your structured settlement. If you are unsure of the details of your settlement, a Woodbridge advisor can help you verify that information.

Sell an Annuity Settlement Question 2: How Often?

The payment schedule for each annuity settlement is different. The number of payments, frequency of payments (monthly, yearly, etc.), and amount of each payment will be unique to each settlement. To sell an annuity settlement, you will need to know how often you receive settlement payments.

Sell an Annuity Settlement Question 3: How Many?

The third major component in this line of questioning is ‘how many?’ You will need to decide how many payments you want to sell. When it comes to selling annuity settlements you have a great deal of flexibility. One option is to cash out your entire structured settlement. Alternately, you can choose to sell annuity installments periodically, receiving multiple lump sum payments.

Not only can selling an annuity be a smart move, it is also fast and easy. Contact Woodbridge today for a free quote. Woodbridge Structured Funding, LLC will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor. You can also contact us online for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Categories: Annuity Payments, Blog, Structured Settlements, Uncategorized, annuities, sell annuities, sell annuity payments, structured settlement, structured settlement payments.

Structured Settlement Buyers: A Guide to Structured Settlement Companies

Structured settlements are awarded to plaintiffs who have sustained life-altering injuries in personal injury, liability, malpractice, and harassment cases. While these structured settlements are designed to provide the injury victim with a steady stream of income, there are significant disadvantages to having your funds locked up in an inflexible annuity. As a result, many accident victims choose to sell structured settlement payments. Selling a structured settlement is a big decision—be sure to consult your legal and financial advisors before taking action—and the first step in the process is to research trusted structured settlement companies to find out who buys structured settlements. (more…)

Categories: Blog, Buyer of Structured Settlement Payment, Cash Structured Settlements, Structured Settlements, Uncategorized, buyer of structured settlement, settlement broker, structured settlement, structured settlement payments.

When Is It Too Late To Sell an Annuity Settlement?

In 1998, Daniel received a structured annuity settlement in a personal injury case. Though badly injured by a falling power line, Daniel was eventually able to return to his job and continue with his career. Then in 2008, Daniel was laid off. Though he searched hard for a new job, employers were unwilling to hire someone of his age, and Daniel’s hard-earned savings were quickly running out. The structured settlement from his injury was providing a small amount of income, but the payments were too small and too sporadic to help cover his mounting debt. An old colleague of Daniel’s suggested he sell his annuity settlement. Unaware that he was able to sell a structured settlement for lump sum payments, Daniel quickly went about researching the best way to sell his annuity settlement. (more…)

Categories: Annuity Payments, Blog, Structured Settlements, Uncategorized, annuities, cash for annuity payments, settlement payment, settlements, structured settlement, structured settlement payments.

Cash Out Structured Settlements: A Gift for the Granchildren

There are many reasons to cash out structured settlements. Deciding whether or not to sell structured settlements is an important decision to be made by those considering their estate planning. (more…)

Categories: Blog, Structured Settlements, Uncategorized, cash advance for settlements, structured settlement, structured settlement payments.

What the Decision to Sell Annuity Settlements Did for Candace

Is the decision to sell annuity settlements a good one? Read to find out how selling an annuity transformed one woman’s life. After more than a decade of hard work in the factory of an electronics manufacturer, Candace was earning a decent living and beginning to put money away for her dream vacation. Things were going well, and Candace was satisfied with the direction her life was taking. Then, one December morning after a snow storm, she slipped in the parking lot of her apartment complex. The fall did serious damage to Candace’s shoulder and even after surgery she was unable to return to work. Without a job, Candace’s hard-earned savings quickly dwindled. (more…)

Categories: Annuity Payments, Blog, Uncategorized, annuities, sell annuities, sell annuity payments.