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Archive for the ‘cash’ Category

Nine Steps to Selling Annuities for Cash

Selling annuities for cash can take a very short amount of time, but for the most part there is a typical process that happens. Learn how the process of selling annuities for cash works by reading the following nine steps: (more…)

Annuity Lump Sum Option Improves Retirement

Annuity Lump Sum Option Improves Retirement

An annuity investment can be an excellent choice for people in search of ways to improve their retirement options. However, if you have either recently invested in or inherited an annuity, you may have come to the realization that you need more cash than what your monthly allowance is presently providing. If so, you should start exploring the benefits of an annuity lump sum. An annuity lump sum can get you the additional cash you need right now without having to sit and wait for your monthly checks to arrive.
Many individuals prefer an annuity lump sum for a various reasons, which may include:
• Freedom to go on vacation
• Settle debts
• Down payment on a new home
• Buying a new car
• Car maintenance and repair
• Home improvements
• College tuition

Annuity Lump Sum Advantages

The most significant advantage of an annuity lump sum is that you will be benefitting from upfront money from this investment when you need it. While a conventional annuity schedule will give you a guaranteed amount of money every month, the lump sum option offers you a lump sum payment right away, you will not need to wait every month for the check to arrive in the mail. Instead, you will be able to enjoy your cash immediately. You can use the cash towards other investments, to settle debts, put your children through college, etc.

Annuity Lump Sum Disadvantages

When you choose an annuity lump sum over a monthly check, you will lose some of your investment to the company that purchases the rest of your investment and you will have to familiarize yourself with the tax laws of your state in order to understand how much you will have to pay in taxes for receiving a large sum of cash. These losses, however, will seem less significant when you think of the convenience of having your cash in hand right now when you sell your payments for an annuity lump sum.

Visit www.woodbridgeinvestments.com to learn more about annuity lump sum options.

Annuity Buyers Can Provide You the Cash Lump Sum You Need

Why Should I work With an Annuity Buyer?

A lot of people look for annuity buyers so they can get their annuity money right away instead of waiting many years to receive it. It’s a good thing that a thriving market of annuity buyers currently exists. These annuity buying companies legally purchase your annuity payments so you can immediately get a quick lump sum payment for your annuity. However, not all annuity buyers are created equal.

What should I know before talking to an annuity buyer?

Quotes can vary greatly and there are some annuity buyers who just aren’t trustworthy. You would do yourself a great service by taking the time to research on your prospective buyers before placing your trust in any one of them.

You also have to keep in mind that majority of annuity buyers offer you flexible terms in which you have the option to choose exactly how much of your payments you need or want to sell. The option of selling just a fraction of your annuity payments gives you a lump sum payment now without losing all of your future annuity payments. More often than not people just wish to be free of the limitations structured payments impose on them and sell the entire annuity.

Is it a good idea to sell to an annuity buyer?

Selling annuity payments can be a very advantageous transaction. The money you receive can be used to either take care of some financial emergency or to start the business you’ve always dreamt of having. There are also those who decide to sell their annuities to fund their children’s education or perhaps help a relative in dire financial straits.

Whatever the need, it is a good thing that there are annuity buyers in the marketplace that you can sell your payments to and get immediate lump sum cash for an annuity. Remember, do your research on the annuity buying company you choose. For more information on annuity buyers visit www.woodbridgeinvestments.com.

Lump Sum versus Payments! Which one is right for you?

Get cash now for your structured or personal injury settlement, or continue to receive periodic payments. Which choice is right for you?

Thousands of Americans are receiving periodic payments from structured settlements or personal injury settlements. The traditional one-time lump sum or cash payment gradually disappeared with the inception of “structured or periodic payments” that became the new standard of the 90’s.

More and more people were now forced to accept small restrictive payments over a period of predetermined time. In the wake of this forced form of compensation came the birth of the structured settlement purchasing industry. Investment companies such as Woodbridge Investments, JG Wentworth, and Peachtree Funding were able to provide a large lump sum to individuals who did not wish feel the cash flow confines of these smaller payments. (more…)

Guide to Selling your Structured Settlements..

The following list, is the process to receiving your lump-sum of cash.

The first step to selling structured settlements  would be to find out the exact of amount of money that you need to cover your financial expenses. Many people use the lump-sum of cash they receive to pay off their outstanding debt, purchase a home. or send a child to school.

 After calculating the estimated amount of money, it is time to find out your exact payment details. This information can be found on your annuity policy if applicable. This information includes the insurance companies name, policy number, and payment information. Woodbridge Investments will then be able to estimate the present day value of your future payments.

 After the company has completed it’s assessment, and received your information, our company will provide you with the best offers and quotes. The next step is to decide which payments you would like to sell. Remember it is always cheaper to sell the payments closest to today’s date. This will keep the discount rate to the minimum, but this is completely up to you to decide.

Once you are happy with your quote, payment information and the entire deal, documents will be sent to you to be signed. These documents need to be read carefully to be sure everything is the same as discussed with the funding companies representative. After the documents are returned to the funding company, Woodbridge Investments will process your transaction.

The longest part of this process is acquiring a court date from the state the case was settled in. During the court process the judge will review the case to make sure the transfer of structured settlement payments is in you, and your families best interest. He will then approve the transfer agreeing that it is in your best interest to receive cash for structured settlement payments. Following the court approval you will receive your money.

The entire process takes between 6-8 weeks to complete. Call 1-866-865-7044 today for a free quote!

If you meet the following simple criteria you’re on your way to getting the cash you need and being in control.

  1. Have you already won your lawsuit in court, or are you receiving an annuity?
  2. Are you currently receiving your payments over a long period of time from an insurance company?
  3. Are ready for your money NOW?

Call Woodbridge Investments for your FREE consultation! 1-866-865-7044  


Instead of waiting for payments over time, get the up-front cash you need now. It’s your money. Choose to be in control of your financial situation.Customized, Flexible, Personalized Options
Because everyone’s needs are different, every lump sum is customized to match your unique situation. You can convert all of your personal injury settlement payments into cash, or just a portion! It’s your choice! This means you can get your lump sum cash, and you can still receive your settlement check!

How ?
To find out how large of a lump sum you can get for your structured settlement, call us at 1-866-865-7044. There is no cost or obligation for you to learn more. The sooner you act, the sooner you can receive your settlement money. Or click here to fill out our simple form.

Cash Now

At Woodbridge Investments we take pride in helping people obtain a large lump sum of cash now for their future payments from a Structured Settlement, Annuity, or Lottery winnings.

Are you locked into a schedule that provides payments over a lengthy period of time? That payment schedule was reasonable when you initially made the arrangement, but circumstances have changed, and they have forced you to accelerate the future payments and obtain a larger sum of cash now.

We understand that your needs have changed. It may be to buy a new home or car, pay unexpected doctor or hospital expenses, start a new business, or pay off burdensome debt.

Whatever your needs are, Woodbridge Investments can make it happen. Call the professionals at Woodbridge Investments today!