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Archive for the ‘injury settlement’ Category

Don’t fall into a financial pitfall.

Financial considerations for after you sell a structured settlement, lottery winnings or annuity payments

Selling your structured settlement, lottery winnings or selling an annuity payment by no means automatically suggests that you are not financially planning for the future.
Yes, there are many pitfalls that one can fall into after selling a structured settlement, lottery winning or annuity payment, but these can easily be avoided just by keeping a few pointers in mind.

1) Sell up to the budget that’s needed

Take some time before you sell your structured settlement, lottery winnings or annuity payment to set up your own budget and identify how much lump sum money is needed. Sell only the portion of payments that’s needed to fulfill this budget. Most Structured settlement companies will allow you to sell a portion of payments and if you need more at a future date you can sell your remaining payments

2) Determine long term and short term financial goals

Just because you should budget does not mean that you shouldn’t take advantage of the large amount of money you just got by selling a structured settlement, lottery winnings or annuity payments. Go ahead and enjoy, buy a new gift for yourself. However, don’t buy a car or boat right away if that wasn’t in your budget. It is good practice to limit what you spend a large amount of money on right away so you can see what the rest of your new spending habits are like. You might realize that you just can’t help going out for a lot of fancy dinners. Take some time to slowly evaluate what you want to spend your money on.

3) Think outside the box about spending

Right now your financial responsibilities may be limited. Think also about your future. Don’t forget that down the road you may have other people in your family or close circle of friends that you might need to take care of financially. Before you start spending the money you just got, make sure you cover all your bases and try to anticipate all of the large expenses you’ll have to cover in the next five or twenty-five years.

Selling a structured settlement, lottery winnings or selling annuity payments can be a great and fiscally responsible thing to do, as long as you take all aspects of managing your finances into consideration. For a free quote on how much money for future payments you can get, visit our free quote page

Tired of waiting on Uncle Sam to send you a check?

Get a large lump sum of money now for your settlement payments.

If you are the recipient of a structured settlement you don’t have to settle for a small Stimulus check. You can also get a large lump sum of money now for your future payments. Whether you are collecting payments for a personal injury, annuity, lottery, mortgage, or structured settlement, Woodbridge Investments has the experience and expertise to make your dreams a reality.

Use your money any way you want to. Use it to pay for things like:

  • A new home
  • A new Vehicle
  • College Tuition
  • Pay off Credit Card Debt
  • Remodel or Upgrade an Existing Home

Call for your free appraisal today 866-865-7044 and find out how much your payments are worth.

Getting a “lump sum” for your payments now

Receive a large lump sum of money now for your future payments.

If you are currently receiving periodic payments from an annuity, personal injury, structured settlement, or lottery, you can sell some or all of your payments for a lump sum of cash now.

More and more Americans every year are choosing to sell their future payments for cash now to pay for things like:

  • College Tuition 
  • Home Purchase 
  • Home Repair   
  • New Car
  • Medical Expenses 
  • A Wedding  
  • Re-investment  
  • Dream Vacation

These are just some of the reasons that a lump sum now instead of waiting for periodic payments can be of great benefit to an individual or family.

With every year that passes, your payment’s dollar value diminishes. Inflation eats away at the value as years pass providing no long term sustained buying power. Dividends from the proper financial investments can prove to be more lucrative a source of retirement income than limited and restrictive periodic payments.

Home foreclosures are at an all time epidemic high. Purchasing a home can prove to be more difficult as lenders tighten their lending restrictions. A large down payment may help secure a manageable loan that otherwise may have been out of reach.

Perhaps you were one of the thousands of Americans who suffered loss or damage to your home from natural events, such as hurricanes, storms, flood, or fire. For too many homeowners, the monies received from an insurance claim were not proportionate to the cost of repairs and there is still need for further repair or upgrade.

A personal injury victim could find that making renovations in their home to accommodate for special needs is now a priority. A house can be remodeled to allow an individual to remain in their home and allow them to continue to live an independent lifestyle rather than be forced to accept assisted living.

The idea of receiving a lump sum for your settlement is nothing new. Traditionally, the forms of compensation for a personal injury settlement were a one time cash or lump sum payment. Insurance companies have been able to benefit from the payment system tremendously.

The creation of structured settlements is debated to be an invention of the insurance companies. No longer were they obligated to disburse large lump sums of monies to settlement recipients, and the alleviation of a large lump sum payment to individuals allowed insurance companies to continue capitalizing on the funds they retained.

It’s clear that more and more people are using the Internet as their primary source for information and consumer education. Overwhelming amounts of structured settlement companies are flooding the Internet with enticing offers, and the promise of financial freedom.

The primary concern for anyone choosing to sell their future payments for a lump sum, whether in part or wholly should be assuring that they are getting the most for their money. Getting quotes to find out how much your payments are worth is easier than ever.

Most companies can provide you with a quote in minutes. You can get a quote for all or some of your payments. Your own personal goals and financial needs are pivotal in deciding how many payments you sell or retain.

Speaking to a financial advisor can provide you with some helpful insight on how you can reinvest or utilize your funds to their fullest potential. You will need to first decide what your needs are and then find out how much your payments are worth.

Finding out how much your payments are worth is a painless process and only takes a few minutes. Most companies can give you a quote with some very basic and minimal information.

You will typically need to know the dollar amount of your payments, when or how often you receive them, and how many are left. Even if you previously sold some of your payments, you can still get a quote for those that remain.

Call Woodbridge Investments toll free today for an immediate quote!
1-866-865-7044 or get a quote online at http://www.woodbridgeinvestments.com/quote_form.php
 

Why wait for years for your money?

Just because you have received a structured settlement for your lawsuit or insurance claim, it does not mean you have to wait years to get the money you have coming to you. There are several settlement purchasing companies that will give you cash for your structured settlement.

Companies like Woodbridge Investments or JG Wentworth can pay cash for your entire structured settlement or purchase your remaining settlement payments. You can spend this lump sum payment on what you need such as a house, college tuition, business investments or debts.

Woodbridge Investments purchases structured settlements nationwide

Woodbridge Investments purchases structured settlements, nationwide. Many individuals receive periodic payments from settled insurance claims and receive monthly payments or lump sum payments or a combination of the two, in the form of a structured settlement. Yet in many case, receipients of structured settlements need cash now and cannot wait out the original term of their annuity or structured settlement.

Maybe you have previously sold a portion of your settlement to another company such as JG Wentworth, Novation Capital, Stone Street Capital, or PeachTree Settlement Funding. Woodbridge Investments has the expertise to get you the most for your money.

Click for a free quote 

Selling Structured Settlement Payments

Millions of Americans are injured in accidents each year. Often the injured opt out for compensation through a structured settlement. This type of settlement provides a stream of payments over many years.

While this option works well for some, many people find that they need a lump sum of cash in the near term to pay for things such as college tuition, a down payment for the purchase of a home, debt reduction, medical expenses, or perhaps to start a business.

There are many competitors out there: JG Wentworth, Novation Capital, and Peachtree Settlement Funding just to name a few, but we believe none of our competitors offer the quality of customer service as well as the best possible price for your payments as Woodbridge Investments.

Thousands of individuals contact us every month to inquire about selling some or all of their monthly payments for a lump sum. Woodbridge Investments’ team of experienced representatives will work with clients to customize options tailored to each individuals’ needs.

Woodbride Investments has extensive knowledge in the field of purchasing structured settlement payments from consumers.

Sell Personal Injury Settlements

There are a number of reasons that your injury settlement may be paid out over a long period of time rather than as one lump sum. For starters, attorneys always try to get the best deal. If an insurance company is offering up a deal to pay a structured settlement, your attorney may jump at it, especially if they believe that it is the best option at getting you payment. Sometimes, however, receiving a structured settlement is not in your best interest. So what do you do if you have need of more money than your settlement gives you access to?

One option is to sell personal injury settlements. You may have heard before, on television or on the radio, of companies that allow you to sell personal injury settlements to them. These companies buy your settlement from the insurance company and give you instant access to cash. There are a number of reasons that you may want to sell personal injury settlements, such as:

  • To pay off large medical debts
  • To begin a business
  • To pay off the mortgage

Where do you start if you decide to sell personal injury settlements? Contact a qualified professional. In this case the qualified professional is a structured settlement buyer. A reputable buyer will be able to show you a list of options that you have to choose from. This could include getting all of your money at once, or getting a good amount in order to pay bills, while still receiving a monthly stipend.