1) Sell Annuities to Fund Down Payment on a House

In early 2011, federal regulators proposed that a 20% down payment would be required in order to secure the best terms on a home mortgage. For working families, a twenty percent down payment can be an insurmountable obstacle to acquiring their own home.  What are the advantages of selling an  annuity to fund a down payment?  Real estate remains one of the smartest investments an individual can make. Over the years homes generally continue to appreciate in value. While rents rise, fixed rate mortgages stay steady, and owning a property is an excellent way to counter the effects of inflation. Fortunately, for those who have received structured settlements, it is possible to sell annuity payments and use the lump sum to make a sizeable down payment on a house. Mortgages often span decades, and the higher down payment will lower your monthly mortgage payments — saving you thousands of dollars over time.

2) Selling Annuities for Further Schooling

Returning to school doesn’t just improve your mind, it significantly increases your marketability in the workplace. Unfortunately, college tuition costs are skyrocketing around the country. While the prices may seem daunting, further education is still an outstanding investment in yourself and your future earning potential. Unsure whether you should sell annuity payments to fund a degree? Consider the following statistics.

According to a study by CollegeBoard, during the course of one’s working life, an individual with a four year college degree earns 60% more than someone with only a high school education. There are benefits to advanced degrees as well. The average wages of someone with a master’s degree are nearly double those of someone only a high school diploma. You don’t have to finish school to reap the rewards of a college education – workers with some college but no degree still make nearly 20% more than their counterparts with only a high school education. Selling annuity payments can help you return to school without running up large amounts of debt.

3) Sell Annuity Payments to Pay off Debts

There are many incentives to pay off debts as soon as possible. The longer debts are outstanding, the more interest the lender charges, and the less you are able to save for your future. Selling a structured annuity for a lump sum cash payment can help you pay off debts and get you back on your feet.

Not only is it a smart move, selling annuity payments is fast and easy. Woodbridge will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor, or visit the website for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Woodridge Investments Holds BBB’s Highest Rating

Woodbridge Investment’s commitment to excellence was recently recognized by the Better Business Bureau when they granted Woodbridge an A+ Rating. The Better Business Bureau awarded Woodbridge Structured Funding their highest rating due to the company’s outstanding record of regulatory compliance, and for providing first-rate customer service to every client. The Better Business Bureau’s ratings are only granted after a business is thoroughly researched and vetted. Each business is evaluated to make sure it meets or exceeds the BBB Standard for Trust – a “comprehensive set of practices for how businesses should treat the public in a fair and honest manner.”

Woodbridge Investment’s Structured Funding is Safe and Secure

The last few years have seen a great deal of change in the structured settlement funding industry. Even as competitors have experienced bankruptcy and mergers, Woodbridge Investments has continued to grow steadily. Since 1993, Woodbridge Structured Funding, LLC and its predecessor companies and founders have bought nearly a billion dollars worth of payments from individuals wishing to sell structured settlements. Though weak markets have affected many American businesses, Woodbridge Investments is thriving, and has recently expanded both its Florida and California offices.  All information provided to Woodbridge Investments is held in the strictest confidence. Woodbridge Investments treats their obligation to clients with the utmost seriousness.

Sell Annuity Settlements to Woodbridge Investments

For nearly two decades, Woodbridge Investments has been helping lottery winners and injury victims sell annuity settlements. Selling a structured settlement gives you access to your money when you need it, opens the door to more lucrative investment options, and prepares you for financial emergencies.

Not only is it a smart move, selling an annuity settlement is fast and easy. Contact Woodbridge Investments today for a free quote. Woodbridge will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor, or visit the website for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Sell an Annuity Settlement Question 1: How Much?

When you contact a Woodbridge Structured Settlement expert for a free consultation about selling an annuity settlement, you will need to know the amount of your settlement. In addition to the total sum of the settlement, a structured settlement buyer will need to know the dollar amount of each payment. This information is vital in determining the best strategy for cashing out your structured settlement. If you are unsure of the details of your settlement, a Woodbridge advisor can help you verify that information.

Sell an Annuity Settlement Question 2: How Often?

The payment schedule for each annuity settlement is different. The number of payments, frequency of payments (monthly, yearly, etc.), and amount of each payment will be unique to each settlement. To sell an annuity settlement, you will need to know how often you receive settlement payments.

Sell an Annuity Settlement Question 3: How Many?

The third major component in this line of questioning is ‘how many?’ You will need to decide how many payments you want to sell. When it comes to selling annuity settlements you have a great deal of flexibility. One option is to cash out your entire structured settlement. Alternately, you can choose to sell annuity installments periodically, receiving multiple lump sum payments.

Not only can selling an annuity be a smart move, it is also fast and easy. Contact Woodbridge today for a free quote. Woodbridge Structured Funding, LLC will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor. You can also contact us online for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Sell Annuity Settlements or Not?

Because the landlord had failed to properly clear the parking lot of snow and ice, Candace sued and was awarded a settlement. Unfortunately, the award was paid out as a structured settlement that was scheduled to be disbursed in small increments over the course of two decades. Broke and unemployed, the dream vacation just a distant memory, Candace searched for ways to improve her predicament. Through her research, she found that she had the option to sell annuity settlements in return for a lump sum payment.

Candace was unsure whether the decision to sell structured settlements was right for her. Though she needed money, she didn’t want to jeopardize a future income stream, even if the small payments didn’t provide much help. However, she soon realized that the decision to sell annuity settlements could open doors for her to a much more promising future. After more research, Candace decided to sell annuity payments to Woodbridge Structured Funding LLC. With the lump sum she received for selling annuity settlements, Candace enrolled in a Medical Administrative Assistant degree program, and upon graduation, she was able to find a job. Her new career was more lucrative and less physically demanding. The decision to sell structured settlements granted Candace a new lease on life, allowed her to recover from the mental, physical, and financial toll of the accident, and gave her the opportunity to create an even brighter future than she had ever dreamed of before the terrible accident. Today, she is once again saving for that dream vacation.

More Benefits of Selling Structured Settlements

Selling structured settlements is quick and easy. Find out if selling annuity settlements can improve your future, contact Woodbridge today for a free quote. Woodbridge Structured Funding, LLC will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor. You can also contact us online for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Annuities can be extremely beneficial investments. Whether you invested in an annuity, have been awarded a structured settlement, or won a lottery or casino jackpot, you’re likely sitting on a stable investment that can provide steady income for a long time to come. So why would you want to sell annuity payments? There are several reasons people sell an annuity for a lump sum payment. The primary motivation for many Woodbridge Structured Funding clients who decide to sell their structured settlement payments is to gain more control over their finances. It’s nice to have an annuity as backup, but when you need that capital for medical bills, a down payment on property, or other large expenses, having it locked up in an annuity can be counterproductive. If and when the need arises or an opportunity presents itself, you have the option of selling your future structured settlement payments. There is no reason to wait when you can benefit immediately by selling all or a portion of your payments for a lump sum and make the money work for you today.

Can You Receive Multiple Lump Sum Payments?

Another reason recipients of periodic payments seek a structured settlement annuity buyer is because they would like to shift some of their annuity into another investment. While your money is tied up in an annuity, you’re locked into a stagnant return. A prime reason people sell annuity payments to Woodbridge Structured Funding for a lump sum payment is so that they can invest in other higher yielding areas. Whether it is stocks or a life insurance policy, your money could be doing more for you if it wasn’t stuck in a single investment like an annuity. It’s your money, and how you choose to invest it should be your decision.

Furthermore, you’re not required to sell all of your annuity payments at once. You can cash out structured settlements in stages, taking out only the money you need, while leaving the remainder of the annuity intact. Another common situation that brings annuity holders to a structured settlement annuity buyer is the potential tax consequences levied against heirs who inherit the annuity. It’s not unusual to sell annuity payments in order to transfer that money into other investment vehicles that are not taxed as highly when transferred from one generation to the next. The decision to sell an annuity for lump sum payments isn’t just an investment in your future, it’s an investment in your family’s future.

Why Wait to Sell Annuity Payments?

Any financial decision should be carefully considered and discussed with advisors and the decision to cash out a structured settlement for a lump sum payment is no different. Before you seek a structured settlement annuity buyer or decide to sell annuity payments, it’s important to consider your current and future financial needs. How dependent are you on the annuity for future income? Can the funds in the annuity be put to better use elsewhere? Keep in mind, there is no need to cash out a structured settlement at once. You can sell annuity payments as it best suits your personal financial situation. You’re never under any pressure to sell the entire annuity; the lump sum should be based on your current needs and goals.

Contact Woodbridge Structured Funding at (866-865-7044) and get your free quote today. Our experienced staff can answer any questions you have about lump sum payments.

Selling Annuities for Cash Steps
1-3: Research, get the offer, accept the offer

1. First of all, get multiple quotes from a number of annuity buying companies. It would also be advantageous to try to find out everything you can on the companies you are considering selling annuities to. After all, working with a buyer you feel is worthy of your trust is very important.
2. After you have made a well-informed decision regarding which company you wish to sell your annuities to, formally accept the offer by providing your chosen buyer all the necessary legal documents verifying your annuity.
3. Depending on which state you live in, you may or may not be subjected to a professional financial review. This analysis helps you determine if the arrangement with your chosen buyer is truly in your best financial interest. The majority of states have a mandatory waiting period of around ten days, so the annuitant is given the opportunity to change his or her mind about selling annuities. The purchaser cannot continue with any related financial transactions until this waiting period is over.

Selling Annuities for Cash Steps 4-6: Documentation, submission, court date set up

4. This is followed by a documentation-processing period. The amount of time spend in this stage depends on where you live and which buyer you chose.
5. A local lawyer will then be assigned to submit all the necessary papers to a specific court on your behalf.
6. An official court date will be set within about six weeks. You will be notified of the exact date through mail.

Selling Annuities for Cash Steps 7-9: Court, judge agreement, Sold!

7. Majority of states have laws that require you to appear in court on the scheduled date of your hearing. The judge will evaluate the possible consequences should you be allowed to continue selling annuities.
8. The judge will make a formal decision either approving or denying the proposed transaction. In due course, the judge will sign the agreement if approved.
9. The insurance company in charge of financing your annuity will be notified that the payments have been sold.

Utilize your resources

10. Visit Woodbridgeinvestments.com

Selling a structured settlement, annuity payments or lottery winnings can certainly be daunting. No one knows what the next ten, twenty or thirty years may hold, thus it is a common belief that selling regular payments is like selling your safety net.

Despite this belief, receiving a lump sum of cash will not necessarily leave you high and dry, although you do need to be careful managing your newfound wealth. You might want to sell structured settlement payments, annuity payments or lottery winnings in exchange of a lump sum of cash, but this doesn’t mean you have to be scared of having your money run out before you’re ready.

How not to spend your entire lump sum of cash right away

Get an accountant

With your new lump sum of cash, you should be able to afford to hire an accountant. This is a very worthy investment to get professional advice and avoid any unnecessary fines, settle any tax issues and establish a long term plan for your money.

Pay off all of your debt before your spend that lump sum of cash

Debt is not something that you want to deal with when you are no longer receiving steady payments from your previous structured settlement, annuity payments or lottery winnings. Make this a priority so you will know exactly how much spending money you actually have.

Keep your day job, or at least get a new one

As mentioned before; you never know what could happen over the next decade or three. It should always be a goal of yours to continue increasing your net worth, or at least not letting the number slip to something negative. Keep your job to maintain an additional stream of steady income. If you just can’t stand your current job, at least use your new financial freedom to take some time off and begin a new venture making money by doing something you are passionate about.

Avoid gambling with your lump sum of cash

Hopefully the thing you are passionate about is not gambling or taking on high risk financial investments. Taking on high risk investments or gambling with the lump sum of cash you just got is a surefire way to loose the money you would have had with each new structured settlement, lottery or annuity payment. Note: Chances of receiving lottery winnings twice in life are even more slim than winning once. Protect your assets.

Invest your new lump sum of cash

Whenever you sell your structured settlement, annuity payments or lottery winnings, you usually have to sacrifice a portion of the ultimate amount in order to receive that large lump sum of cash. If you invest what you get in a smart way, you might be able to make back all of that money and then some.

If you are selling a structured settlement, annuity payments or lottery winnings, consider getting a free quote about how much you could get in a lump sum of cash by visiting our free quote page.

An annuity investment can be an excellent choice for people in search of ways to improve their retirement options. However, if you have either recently invested in or inherited an annuity, you may have come to the realization that you need more cash than what your monthly allowance is presently providing. If so, you should start exploring the benefits of an annuity lump sum. An annuity lump sum can get you the additional cash you need right now without having to sit and wait for your monthly checks to arrive.
Many individuals prefer an annuity lump sum for a various reasons, which may include:
• Freedom to go on vacation
• Settle debts
• Down payment on a new home
• Buying a new car
• Car maintenance and repair
• Home improvements
• College tuition

Annuity Lump Sum Advantages

The most significant advantage of an annuity lump sum is that you will be benefitting from upfront money from this investment when you need it. While a conventional annuity schedule will give you a guaranteed amount of money every month, the lump sum option offers you a lump sum payment right away, you will not need to wait every month for the check to arrive in the mail. Instead, you will be able to enjoy your cash immediately. You can use the cash towards other investments, to settle debts, put your children through college, etc.

Annuity Lump Sum Disadvantages

When you choose an annuity lump sum over a monthly check, you will lose some of your investment to the company that purchases the rest of your investment and you will have to familiarize yourself with the tax laws of your state in order to understand how much you will have to pay in taxes for receiving a large sum of cash. These losses, however, will seem less significant when you think of the convenience of having your cash in hand right now when you sell your payments for an annuity lump sum.

Visit www.woodbridgeinvestments.com to learn more about annuity lump sum options.

A lot of people look for annuity buyers so they can get their annuity money right away instead of waiting many years to receive it. It’s a good thing that a thriving market of annuity buyers currently exists. These annuity buying companies legally purchase your annuity payments so you can immediately get a quick lump sum payment for your annuity. However, not all annuity buyers are created equal.

What should I know before talking to an annuity buyer?

Quotes can vary greatly and there are some annuity buyers who just aren’t trustworthy. You would do yourself a great service by taking the time to research on your prospective buyers before placing your trust in any one of them.

You also have to keep in mind that majority of annuity buyers offer you flexible terms in which you have the option to choose exactly how much of your payments you need or want to sell. The option of selling just a fraction of your annuity payments gives you a lump sum payment now without losing all of your future annuity payments. More often than not people just wish to be free of the limitations structured payments impose on them and sell the entire annuity.

Is it a good idea to sell to an annuity buyer?

Selling annuity payments can be a very advantageous transaction. The money you receive can be used to either take care of some financial emergency or to start the business you’ve always dreamt of having. There are also those who decide to sell their annuities to fund their children’s education or perhaps help a relative in dire financial straits.

Whatever the need, it is a good thing that there are annuity buyers in the marketplace that you can sell your payments to and get immediate lump sum cash for an annuity. Remember, do your research on the annuity buying company you choose. For more information on annuity buyers visit www.woodbridgeinvestments.com.

Pros of a lump sum annuity payment

If you choose to sell an annuity for a lump sum annuity payment; you have immediate access and greater control over your money. Selling annuity payments does have some flexibility in terms of how you sell. You can sell all your annuity payments for a larger lump sum or you can draw whatever amount you wish by selling only a portion of your payments. If you should require a bit more money for any reason down the road, you can always sell additional future payments.

Getting a lump sum annuity payment gives you immediate access to a larger portion of your money. Many people who sell annuities use that money to invest it in a new business venture or in financial investments that grow their money more aggressively.

A lump sum annuity payment can also be used to help pay for your children’s or grandchildren’s college education. Your money suddenly becomes very accessible through a lump sum annuity payment.

Cons of a lump sum annuity payment

More flexibility also means more responsibility. You must make sure to invest and manage your money in such a way that it will neither run out during your lifetime nor fall down because of inflation.

It’s also vital to keep in mind that, while you do have greater control if you choose a lump sum annuity payment, it is still not total control. You cannot decide what returns the financial markets will bring or how well a new business venture will do. Sell your payments wisely and make sure you have enough for retirement.

Selling in exchange for a lump sum annuity payment can present risks like the ones above, but can also reap more rewards if that lump sum cash is invested wisely.

If you are not comfortable researching on your own, consult a financial planner or call or visit Woodbridgeinvestments.com for additional information on selling an annuity for a lump sum payment.