Selling annuity payments for cash doesn’t have to be difficult. With the help of a reliable structured settlement company, receiving cash for annuities can be quick and easy. When you choose Woodbridge Structured Funding to get cash for your annuity, you are benefiting from nearly two decades of experience. Selling structured settlement payments isn’t complicated, but there are some things you need to know before contacting companies that purchase annuities. The following guide to exchanging annuity payments for cash contains everything you need to know about selling structured settlements.
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"Winning the lottery was a completely amazing experience... Woodbridge Structured Funding, LLC helped make my dream a reality."
"Winning the lottery was a completely amazing experience... Woodbridge Structured Funding, LLC helped make my dream a reality."
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Archive for the ‘sell annuity payments’ Category
The Case for Selling Annuity Payments
There are many great reasons to sell annuity payments. From furthering your education to filling an emergency fund for a rainy day, selling annuity payments can have a positive influence on your life. Read on to find out more about the benefits of selling structured annuities for lump sum cash payments.
3 Great Reasons To Sell Annuity Payments
There are many great reasons to sell annuity payments. In this article we focus on three situations in which selling annuity payments can open doors and transform the settlement holder’s life.
1) Sell Annuities to Fund Down Payment on a House
In early 2011, federal regulators proposed that a 20% down payment would be required in order to secure the best terms on a home mortgage. For working families, a twenty percent down payment can be an insurmountable obstacle to acquiring their own home. What are the advantages of selling an annuity to fund a down payment? Real estate remains one of the smartest investments an individual can make. Over the years homes generally continue to appreciate in value. While rents rise, fixed rate mortgages stay steady, and owning a property is an excellent way to counter the effects of inflation. Fortunately, for those who have received structured settlements, it is possible to sell annuity payments and use the lump sum to make a sizeable down payment on a house. Mortgages often span decades, and the higher down payment will lower your monthly mortgage payments — saving you thousands of dollars over time.
3 Things You Must Know to Sell an Annuity
Selling an annuity settlement can change your life. Such an important decision should not be made lightly. When selling a structured settlement you should consult with your legal and financial advisors before taking action. Woodbridge Structured Funding’s customers have benefited greatly from the decision to sell annuities. They have invested their lump sum payments in, education and new business ventures, purchased homes and automobiles, and set up trusts for their grandchildren. Before you cash out structured settlements, there are three things you must know in order to sell your annuity settlement.
Sell an Annuity Settlement Question 1: How Much?
When you contact a Woodbridge Structured Settlement expert for a free consultation about selling an annuity settlement, you will need to know the amount of your settlement. In addition to the total sum of the settlement, a structured settlement buyer will need to know the dollar amount of each payment. This information is vital in determining the best strategy for cashing out your structured settlement. If you are unsure of the details of your settlement, a Woodbridge advisor can help you verify that information.
Sell an Annuity Settlement Question 2: How Often?
The payment schedule for each annuity settlement is different. The number of payments, frequency of payments (monthly, yearly, etc.), and amount of each payment will be unique to each settlement. To sell an annuity settlement, you will need to know how often you receive settlement payments.
Sell an Annuity Settlement Question 3: How Many?
The third major component in this line of questioning is ‘how many?’ You will need to decide how many payments you want to sell. When it comes to selling annuity settlements you have a great deal of flexibility. One option is to cash out your entire structured settlement. Alternately, you can choose to sell annuity installments periodically, receiving multiple lump sum payments.
Not only can selling an annuity be a smart move, it is also fast and easy. Contact Woodbridge today for a free quote. Woodbridge Structured Funding, LLC will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor. You can also contact us online for a free quote. It’s quick, easy, and all information is kept strictly confidential.
Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.
What the Decision to Sell Annuity Settlements Did for Candace
Is the decision to sell annuity settlements a good one? Read to find out how selling an annuity transformed one woman’s life. After more than a decade of hard work in the factory of an electronics manufacturer, Candace was earning a decent living and beginning to put money away for her dream vacation. Things were going well, and Candace was satisfied with the direction her life was taking. Then, one December morning after a snow storm, she slipped in the parking lot of her apartment complex. The fall did serious damage to Candace’s shoulder and even after surgery she was unable to return to work. Without a job, Candace’s hard-earned savings quickly dwindled. (more…)
Sell Annuity for Lump Sum Payments Now or Wait?
Should You Sell Annuity Payments Now?
Annuities can be extremely beneficial investments. Whether you invested in an annuity, have been awarded a structured settlement, or won a lottery or casino jackpot, you’re likely sitting on a stable investment that can provide steady income for a long time to come. So why would you want to sell annuity payments? There are several reasons people sell an annuity for a lump sum payment. The primary motivation for many Woodbridge Structured Funding clients who decide to sell their structured settlement payments is to gain more control over their finances. It’s nice to have an annuity as backup, but when you need that capital for medical bills, a down payment on property, or other large expenses, having it locked up in an annuity can be counterproductive. If and when the need arises or an opportunity presents itself, you have the option of selling your future structured settlement payments. There is no reason to wait when you can benefit immediately by selling all or a portion of your payments for a lump sum and make the money work for you today.
Can You Receive Multiple Lump Sum Payments?
Another reason recipients of periodic payments seek a structured settlement annuity buyer is because they would like to shift some of their annuity into another investment. While your money is tied up in an annuity, you’re locked into a stagnant return. A prime reason people sell annuity payments to Woodbridge Structured Funding for a lump sum payment is so that they can invest in other higher yielding areas. Whether it is stocks or a life insurance policy, your money could be doing more for you if it wasn’t stuck in a single investment like an annuity. It’s your money, and how you choose to invest it should be your decision.
Furthermore, you’re not required to sell all of your annuity payments at once. You can cash out structured settlements in stages, taking out only the money you need, while leaving the remainder of the annuity intact. Another common situation that brings annuity holders to a structured settlement annuity buyer is the potential tax consequences levied against heirs who inherit the annuity. It’s not unusual to sell annuity payments in order to transfer that money into other investment vehicles that are not taxed as highly when transferred from one generation to the next. The decision to sell an annuity for lump sum payments isn’t just an investment in your future, it’s an investment in your family’s future.
Why Wait to Sell Annuity Payments?
Any financial decision should be carefully considered and discussed with advisors and the decision to cash out a structured settlement for a lump sum payment is no different. Before you seek a structured settlement annuity buyer or decide to sell annuity payments, it’s important to consider your current and future financial needs. How dependent are you on the annuity for future income? Can the funds in the annuity be put to better use elsewhere? Keep in mind, there is no need to cash out a structured settlement at once. You can sell annuity payments as it best suits your personal financial situation. You’re never under any pressure to sell the entire annuity; the lump sum should be based on your current needs and goals.
Contact Woodbridge Structured Funding at (866-865-7044) and get your free quote today. Our experienced staff can answer any questions you have about lump sum payments.
Nine Steps to Selling Annuities for Cash
Selling annuities for cash can take a very short amount of time, but for the most part there is a typical process that happens. Learn how the process of selling annuities for cash works by reading the following nine steps: (more…)
Annuity Lump Sum Option Improves Retirement
Annuity Lump Sum Option Improves Retirement
An annuity investment can be an excellent choice for people in search of ways to improve their retirement options. However, if you have either recently invested in or inherited an annuity, you may have come to the realization that you need more cash than what your monthly allowance is presently providing. If so, you should start exploring the benefits of an annuity lump sum. An annuity lump sum can get you the additional cash you need right now without having to sit and wait for your monthly checks to arrive.
Many individuals prefer an annuity lump sum for a various reasons, which may include:
• Freedom to go on vacation
• Settle debts
• Down payment on a new home
• Buying a new car
• Car maintenance and repair
• Home improvements
• College tuition
Annuity Lump Sum Advantages
The most significant advantage of an annuity lump sum is that you will be benefitting from upfront money from this investment when you need it. While a conventional annuity schedule will give you a guaranteed amount of money every month, the lump sum option offers you a lump sum payment right away, you will not need to wait every month for the check to arrive in the mail. Instead, you will be able to enjoy your cash immediately. You can use the cash towards other investments, to settle debts, put your children through college, etc.
Annuity Lump Sum Disadvantages
When you choose an annuity lump sum over a monthly check, you will lose some of your investment to the company that purchases the rest of your investment and you will have to familiarize yourself with the tax laws of your state in order to understand how much you will have to pay in taxes for receiving a large sum of cash. These losses, however, will seem less significant when you think of the convenience of having your cash in hand right now when you sell your payments for an annuity lump sum.
Visit www.woodbridgeinvestments.com to learn more about annuity lump sum options.
Annuity Buyers Can Provide You the Cash Lump Sum You Need
Why Should I work With an Annuity Buyer?
A lot of people look for annuity buyers so they can get their annuity money right away instead of waiting many years to receive it. It’s a good thing that a thriving market of annuity buyers currently exists. These annuity buying companies legally purchase your annuity payments so you can immediately get a quick lump sum payment for your annuity. However, not all annuity buyers are created equal.
What should I know before talking to an annuity buyer?
Quotes can vary greatly and there are some annuity buyers who just aren’t trustworthy. You would do yourself a great service by taking the time to research on your prospective buyers before placing your trust in any one of them.
You also have to keep in mind that majority of annuity buyers offer you flexible terms in which you have the option to choose exactly how much of your payments you need or want to sell. The option of selling just a fraction of your annuity payments gives you a lump sum payment now without losing all of your future annuity payments. More often than not people just wish to be free of the limitations structured payments impose on them and sell the entire annuity.
Is it a good idea to sell to an annuity buyer?
Selling annuity payments can be a very advantageous transaction. The money you receive can be used to either take care of some financial emergency or to start the business you’ve always dreamt of having. There are also those who decide to sell their annuities to fund their children’s education or perhaps help a relative in dire financial straits.
Whatever the need, it is a good thing that there are annuity buyers in the marketplace that you can sell your payments to and get immediate lump sum cash for an annuity. Remember, do your research on the annuity buying company you choose. For more information on annuity buyers visit www.woodbridgeinvestments.com.
Lump Sum Annuity Payment – Pros and Cons
Receiving a lump sum annuity payment like everything else has its pros and cons. Here we’ve laid out a few of the benefits of getting a lump sum annuity payment to help you decide if it’s the right choice for you.
Pros of a lump sum annuity payment
If you choose to sell an annuity for a lump sum annuity payment; you have immediate access and greater control over your money. Selling annuity payments does have some flexibility in terms of how you sell. You can sell all your annuity payments for a larger lump sum or you can draw whatever amount you wish by selling only a portion of your payments. If you should require a bit more money for any reason down the road, you can always sell additional future payments.
Getting a lump sum annuity payment gives you immediate access to a larger portion of your money. Many people who sell annuities use that money to invest it in a new business venture or in financial investments that grow their money more aggressively.
A lump sum annuity payment can also be used to help pay for your children’s or grandchildren’s college education. Your money suddenly becomes very accessible through a lump sum annuity payment.
Cons of a lump sum annuity payment
More flexibility also means more responsibility. You must make sure to invest and manage your money in such a way that it will neither run out during your lifetime nor fall down because of inflation.
It’s also vital to keep in mind that, while you do have greater control if you choose a lump sum annuity payment, it is still not total control. You cannot decide what returns the financial markets will bring or how well a new business venture will do. Sell your payments wisely and make sure you have enough for retirement.
Selling in exchange for a lump sum annuity payment can present risks like the ones above, but can also reap more rewards if that lump sum cash is invested wisely.
If you are not comfortable researching on your own, consult a financial planner or call or visit Woodbridgeinvestments.com for additional information on selling an annuity for a lump sum payment.