Structured settlements are financial agreements that allow compensation to be paid through an annuity in scheduled payments, for either a fixed period of time or for the life of the plaintiff. Since it is suitable for individual claimants, the structured settlement may also include an upfront payment to cover any contingency.

In many cases, a structured settlement is the best way to cater to a plaintiff’s needs. For example: catastrophic injuries and wrongful death lawsuits that include replacing the lost income of the deceased; Permanent or long term disabilities; and workers’ compensation cases.

However, there are some instances in which structured settlements are not suitable. An award for a minor injury sustained in an accident would probably not necessitate the use of a structured settlement. In situations where extended hospitalization or long term treatment is not needed, a lump sum award may be sufficient to provide for the needs of the damaged party.

Why Many People Choose To Sell Structured Settlement Payments

Once a structured settlement agreement is reached, the terms are fixed, and there is no allowance made for unexpected financial emergencies. This is why many people choose to sell structured settlement payments for cash. Life situations change and people may want to buy a new home, start a business, return to school or train for a new career. A lump sum of cash offers more flexibility and greater control over the money than a structured settlement.

Perhaps the most persuasive argument for selling structured settlement payments is inflation. In an economy where the value of the dollar decreases over the passage of time, it may be wiser to get the lump sum now before inflation erodes the value of a settlement. A lump sum of cash properly invested today could be worth more than the future value of a structured settlement.

You Can Choose All or A Fraction
When Selling Structured Settlement Payments!

When selling your structured settlement payments, you can choose to cash in all or just a fraction of your future payments. This option offers immediate cash without having to sacrifice the long term security of a structured settlement. If you decide to sell structured settlements, make sure to sell the amount necessary to meet your financial need.

Lastly, carefully choose a buyer that gives the most cash for structured settlement payments, a buyer who has been in business for at least several years. Check out potential buyers with the Better Business Bureau, and do some research to determine if past customers have been pleased with the company’s services. By doing your research now, you ensure that you will not come to regret selling your structured settlement later.

More often than not, when people are awarded compensation for accidental injury or wrongful death from their insurance companies, they choose to receive a series of payments over a longer span of time instead of an immediate lump sum of cash. These structured settlement payments usually total more than the amount one would have received at settlement. In order to opt for a settlement structured in this manner, the plaintiff must sign a settlement and release agreement that permits the defendant to buy an annuity policy to provide for the payments to the annuitant. The annuitant does not own the annuity nor does he have the right to sell it. He does have the right though to sell structured settlement payments to a third party.

Is a Lump Sum Payment Necessary For You?

The specific reasons plaintiffs have for selling structured settlement payments may vary but it all boils down to some kind of change in their financial situation. During the time the structured settlement was made, the scheme fitted the annuitant’s needs. Over time, financial hardships may strike or investing opportunities may come knocking that necessitate the possession of a large sum of cash now instead of staggered payments.

For nearly 25 years, the federal government has encouraged the general public to use structured settlements in serious injury cases. Structured settlements have also gained the favor of plaintiff attorneys, state attorneys general, legislators, judges, and disability advocates.Before 1982, serious injury victims were awarded damages in the form of a single lump sum. This form of payment, especially in catastrophic injury cases, often put the injury victim and his family in a financial bind. With the victim unaccustomed to managing such large sums of money, there was the ever present danger of unwise financial decisions.

The Periodic Payment Settlement Act; Helping Protect Injury Victims with Mismanaging Lump Sum Payments

Such decisions can spell disasters like the premature loss of funds before the victim’s medical treatment completed. These bad judgment calls also risk putting lump sum recipients on public assistance. To address these concerns, a bipartisan coalition of legislators in Congress took action to amend the federal tax code. Thus, the Periodic Payment Settlement Act of 1982 (Public Law 97-473) came to be. The Act formally recognized and encouraged the use of structured settlements in serious injury cases so that injury victims could be protected from maladjustment to sudden wealth.

Woodbridge Investments, a structured settlement and annuity factoring company is helping people all over get their cash now from long term and future payments they are receiving from flailing insurance giant AIG.

The Federal Reserve is providing a two-year loan that will give AIG time to sell assets “on an orderly basis, AIG said in a statement last week. The company was almost forced into bankruptcy after credit rating downgrades sparked a liquidity squeeze.

Americans across the country currently receiving structured settlement or annuity payments from AIG have turned to Woodbridge Investments to get their money now. Fear of future economic instability as pressures on wall street rise are driving individuals to take their money into their own hands.

Woodbridge will guarantee the largest lump sum available for your future payments. Many have chosen to get the cash they need now to pay for things like burdening debt, unforeseen medical expenses, or to purchase a home. Residents of Florida who are first time home buyers are losing FHA first time buyers assistance as the programs ceases this October. For these state residents, now is the time to buy as home prices fall, and lenders tighten their requirements on borrowing and increased down payments become a larger concern.

With over $12 Billion dollars in trophy properties, AIG is hoping to soften the blow of losses recently felt by selling off assets. And as AIG seeks to regroup, people are making sure their money is back in their hands. For so many people who depend on the income provided by their structured settlement or annuity payments, waiting twenty to thirty years is too much anxiety. And the need is felt greater now then before for so many more who are facing unemployment, loss of wages, or increased energy costs that have all but become a crisis.

If you or someone you love is currently receiving long term payments from a structured settlement or annuity and want to see how large a lump sum your payments are worth, call toll free 1-866-865-7044 today, and get started in just minutes. There is no cost or obligation. You have nothing to lose, and only your money to gain!

Thousands of Americans are receiving periodic payments from structured settlements or personal injury settlements. The traditional one-time lump sum or cash payment gradually disappeared with the inception of “structured or periodic payments” that became the new standard of the 90’s.

More and more people were now forced to accept small restrictive payments over a period of predetermined time. In the wake of this forced form of compensation came the birth of the structured settlement purchasing industry. Investment companies such as Woodbridge Investments, JG Wentworth, and Peachtree Funding were able to provide a large lump sum to individuals who did not wish feel the cash flow confines of these smaller payments.

Over time more and more people began to realize that their money was losing value over the years. The dollar value of their payments was being eaten away by inflation and increased cost of living. Just look at how much a home today costs compared to just 10 years ago. A dollar today will not be worth a dollar tomorrow as the old saying goes.

For this very reason, more and more people were turning to companies like Woodbridge Investments, to help them get their money now. They could sell their future payments, and get their money now in one large lump sum to use right away. This money could be used to pay for a new home, medical expenses, credit card debt, or even college tuition. With the evolution of the Internet, people were increasingly made aware of their own investment opportunities.

With readily available information available via the Internet, individuals learned how easy it was to not only get their money now, but how they could make sure they were getting the most for their future payments. Most companies can provide you with an online quote, or provide a quote over the phone in just moments.

There are a few things to remember when you are considering to sell structured settlement payments or are interested in getting a lump sum for personal injury payments.

No one knows better your finances than you. You can choose how much or how many of your payments you would like to sell. Evaluate your goals, and take the time to investigate your current and future financial needs.

To get a free no obligation quote, call toll free 1-866-865-7044 or get an online quote at http://www.woodbridgeinvestments.com/quote_form.php

You will need to know 3 things when obtaining your quote:

• How much are your payments?
• How many payments do you have?
• How often do you receive your payments?

The information you provide will allow the company to provide you with an accurate quote on how large a lump sum you are entitled to receive. You can explore various options and review what your needs are to determing exactly how much money you want or need now.

Every individual’s needs are different, and making the right choice for yourself should be based on your unique situation. Taking a few minutes now to see what your money can do for you, can make all the difference in your financial future.

It’s your money why wait for it? Don’t wait for small restricitive payments when you can get a large lump sum now. Even if your are near or outside the guaranteed period, Woodbridge Investments can get you the most for your money.

Woodbridge Invesmtents guarantees the highest price paid for your payments.

Get your free quote today!

Call toll free 1-866-865-7044 or click http://www.woodbridgeinvestments.com/quote_form.php

There is no obligation, and in just moments you can find out how much your future payments are worth today!

In most cases you only need to provide three basic pieces of information:

• How much are your payments?
• How many payments are left?
• How often do you receive your payments?

Sell all or some of your payments without headache or hassle. It only takes a few minutes to see how large a lump sum you can get now for your future payments. Many individuals can receive their money in as little as 30 days!

Woodbridge Investments and its predecessor companies has been helping Americans nationwide since 1993 get the most for their paymnets. And with the NEW “out of guarantee” program , you can sell payments from a structured settlement or lottery winning even if you are outside the guarantee period.

Don’t let time eat away at the dollar value of your money. Your payments decrease in value every year!

Put your money to work for you today! Yuu can use your money for things like

• New home purchase
• Upgrade existing home
• College tuition
• Medical and other unforseen expenses
• Dream Vacation
• Re-investment

You are in control of your financial future and no one knows your golas and needs better than you!

Life is full of risks, don’t risk losing precious dollars by waiting, call today, and let the courteous and knowlegeable professionals at Woodbridge cater a solution for you! Call 1-866-865-7044 Toll Free today!

You can get a lump sum now for your future payments now instead of waiting for months or years to get your money.

Woodbridge Investments has established relationships with insurance companies from coast to cost, and the funding available to guarantee that you will not only get the most for your money, but also ensure a smooth transaction process.

People choosing to receive a lump sum now for their future payments, have a variety of options to choose from. You can choose to sell all, or just some of your payments. Get the lump sum you want and still keep your remaining payments.

Understanding the legal aspects of a structured settlement agreement, and the protocol and procedures necessary to facilitate an individual’s desire to transfer rights to future payments, is just one of the many comprehensive services Wooodbridge delivers to its customers and investors.

Getting the largest lump sum for your payments is easy with the Woodbridge advantage!

Call toll free today for your free quote!     1-766-765-7044

In minutes you can find out how large a lump sum your payments are worth. It’s your right to get the money you are entitled to. Let Woodbridge Investments show you how you can get the most for your money.

Thousands of Americans have sold their personal injury settlement payments for a lump sum now. You can choose to sell all of your payments or just a portion. You should be in control of your money and Woodbridge Investments can help get you there.

Getting the most money now for your future personal injury settlement payments is easy, and fast!

Woodbridge Investments guarantees that you will get the most money for your settlement. All you need to know is how much your payments are, how often you receive them, and how many are left. Even if you have previously sold payments, call to find out how much your remaining payments are worth.

You will speak to a courteous professional who will guide you through the process, and make sure that you are completely satisfied. Call Woodbridge Investments toll free 1-866-865-7044 or get a quote online, and get control of your future today!
 

When you have decided to sell your settlement payments, you will typically need to wait 30-90 days to receive your lump sum payment.

Although you are about to receive a lump sum for your payments, you may find that unexpected bills or a family emergency can produce a need for immediate cash now.

You can find out how soon a cash advance is available by first getting a quote. After you have received your quote, you have signed a contract, and your payments are verified, you can usually expect to obtain your cash advance in as little as 10 days!

Woodbridge Investments can get you the most for your money, and get you the cash advance that you need. Call 1-866-865-7044 toll free today.

You can also get a quote immediately online by visiting http://www.woodbridgeinvestments.com/quote_form.php
 

Settlement companies such as Woodbridge Investments, and JG Wentworth offer free quotes of cash for structured settlement payments, so it is easy and a good idea to see what you settlement is worth.

One can quickly and easily get cash for structured settlement payment from a highly qualified buyer such as Woodbridge Investments. Call for your free quote today. 1-866-865-7044