3 Ways to Sell a Structured Settlement

There are three basic ways for annuitants to sell a structured settlement:

1. Sell all future settlement payments in return for one large lump sum
2. Sell a specific number of the future payments. An agreed upon number of settlement payments are exchanged for a lump sum. Once the structured settlement buyer receives the specified payments, the balance of payments revert back to the annuitant
3. Sell fractions of future payments. In options #1 and 2 the buyer receives the entire structured settlement payment. Another option is to sell a percentage of each settlement payment. Under this model, the structured settlement holder receives a lump sum and also continues to receive their scheduled payments, albeit in smaller amounts

The Best Way to Sell a Structured Settlement

Each option has its advantages and disadvantages. If you want to sell a structured settlement, you have to carefully consider which option suits both your current and future needs.

After the particulars of the sale have been negotiated with the structured settlement buyer, the amount of time necessary to complete the transaction depends on the laws of the state in which you reside. These laws are designed to protect the structured settlement seller from unscrupulous companies. If a court of law finds that the proposed sale will not serve the seller’s best interest, it will not grant approval. This legal oversight is designed to protect personal injury victims when they sell a structured settlement. As a result, selling a structured settlement is safe and 100% legal. Upon completion, the agreed upon lump sum cash payment is transferred to the seller by check or wire transfer.

Not only is it a smart move, selling a structured settlement can be fast and easy. Woodbridge will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor, or visit the website for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Do They Have Experience Buying Annuity Payments?

Selling structured settlements doesn’t have to be difficult, even though buying annuity payments is a complex financial transaction for the purchasing company. To ensure the best outcome, it’s important that you choose a structured settlement company that has experience buying annuity payments. Another important factor to consider is the company’s track record. Experience alone doesn’t guarantee that an annuity buyer has your best interests in mind. Recently, several established structured settlement companies have undergone significant organizational change including bankruptcies and mergers. Woodbridge Structured Funding and its predecessor companies have nearly twenty years of experience buying annuity payments, growing steadily without compromising client customer service. Customers and consumer protection agencies alike have praised Woodbridge’s commitment to ethical business practices and consistently superior service.

Do They Offer the Best Rates on Annuity Payments?

When looking for a company to buy annuity payments there is no need to choose between experience and great rates – Woodbridge Structured Funding offers both and will beat any legitimate offer. In your research you may have come across companies with seemingly great offers but a series of negative reviews. Don’t make the mistake of selling structured settlement payments to a company with a questionable track record. With Woodbridge Structured Funding buying your annuity payments, you have the best of both worlds: a company with decades of experience, an excellent track record, and the highest offers.

Not only is it a smart move, selling structured settlements is fast and easy. Woodbridge will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor, or visit the website for a free quote. It’s quick, straightforward, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Structured Settlement Vs Lump Sum Payment

The answer to the structured settlement vs. lump sum payment question is going to be different for everyone. It’s important you consult with trusted legal and financial advisors before you cash out a structured settlement. There are pros and cons to cashing out structured settlements for lump sum payments. If you’re unsure whether you should sell settlement payments or not, contact Woodbridge Structured Funding for a free consultation with one of our structured settlement experts.

Cons of Cashing Out Structured Settlements for Lump Sum Payments

Not everyone benefits from cashing out a structured settlement. If you currently have enough savings that allows you to easily cover unexpected expenses such as medical bills or home repairs, then you may benefit from leaving your structured settlement intact. However, even if you have a substantial nest egg, it may still be a better option to take a lump sum payment and place your money in a higher earning investment. Leaving the settlement intact may be easier and potentially safer than cashing out the structured settlement and investing elsewhere. However, savvy investors can often increase the original settlement amount by selling the settlement and investing the lump sum.

Pros of Cashing Out Structured Settlements for Lump Sum Payments

To properly answer the structured settlement vs. lump sum payment question you need to carefully consider your financial needs. If your personal injury lawsuit has left you with large legal and medical bills, cashing out the structured settlement may be your only option to pay off these debts. Another advantage to lump sum payments is that you can place the money, in a more liquid investment that can be accessed as you need it.

Structured settlement vs. lump sum payment? Contact Woodbridge today for an answer. Woodbridge Structured Funding, LLC will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor. You can also use contact us online for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

If you’re pursuing a personal injury lawsuit, there’s a good chance your award will come in the form of a structured settlement. Designed to provide long-term fixed income to the recipient, a structured settlement divides the settlement amount into a series of payments stretched over many years. Once you’ve received a structured settlement, you have several options. You can hold on to your settlement, or you can sell settlement payments to a buyer like Woodbridge Structured Funding. Depending on what you determine is best for your financial situation, you can choose to sell the entire annuity, or just some of the settlement payments. There is no fixed formula as to what you should do with your settlement. Any decision you make should be made after consultation with legal and financial advisors. You can always call Woodbridge Investment to talk with one of our experienced investment consultants at(1-866-865-7044). And, the call and consultation are free.

Sell Settlement to a Buyer

Why would someone sell settlement payments to a settlement buyer? There are many advantages to having the steady income that a structured settlement provides. However, there are often circumstances in which a structured settlement can be a hindrance. School tuition, medical care and down payments on vehicles or housing are just some of the large expenses that people routinely encounter. With your money locked up in a structured settlement, meeting these obligations can be challenging. It would be a tremendous setback to lose your dream home knowing you have the money for the payments tied up in a structured settlement. Selling settlements to a buyer gives you control over your own funds.

More Reasons to Sell Annuity Settlements

Beyond immediate monetary requirements, there are a number of other reasons to sell annuity or settlement payments. Even if you have enough money to meet the minimum down payment on a car or home, there is still an advantage to having structured settlement funds at your disposal. A larger down payment can save you a significant amount of money in future mortgage payments. Having your money at your disposal means you can invest it as you and your financial advisor see fit. Investments aren’t limited to stocks and bonds. Putting your structured settlement into continuing education is also an excellent long term investment. An individual with a bachelor’s degree makes around $20,000 more than their counterpart with a high school diploma. A master’s degree will, on average, earn you $10,000 per year more than your colleague with a bachelor’s. Depending on the degree, this number can be much higher. Selling annuity and settlement payments to fund further education can be an extremely advantageous investment.

To find out if selling structured settlement payments is right for you, contact Woodbridge Structured Funding today (1-866-865-7044) for a free quote. You can also use contact us online for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Personal injury suits often result in structured settlements. And while the periodic payment arrangement can work well for some, many find the compensation structure doesn’t satisfy the needs of their particular financial situation. Plaintiffs often deal with the struggle of paying for important medical care and mounting debt while their large settlement is paid out over several years in much smaller increments. Fortunately, a structured settlement factoring company like Woodbridge Structured Funding, LLC, can help you sell structured settlements for cash payments that afford you financial freedom. The following story is an example of the kind of situation where it makes sense to seek a structured settlement purchaser and sell structured settlements for cash.

Dream Vacation

Cathy and Dave had always dreamt of camping and hiking in Yellowstone National Park. For years, they worked, saved, and planned the details of their trip. Dave owned a small auto body shop, and Cathy worked at a nearby nursing home. After years of hard work, they were finally ready for their dream vacation. They loaded up their vehicle, and, at long last, set off on their adventure. The couple had waited for years for the trip, and they planned to take their time, stopping at the colorful little towns that dotted the route they’d chosen. Cathy was having the time of her life visiting the craft stores in each little town, and Dave loved being out on the road. After decades of toil their dream was coming true.

Everything changed on Highway 20, just after they crossed into Wyoming. After an early start, they were enjoying a beautiful sunrise when a drunk driver passed out behind the wheel of his pickup truck, crashed over the median, and plowed into Cathy and Dave’s car. Their car careened across the highway, flipping and only coming to a halt after smashing into a tree. Dave was killed instantly. Cathy survived but she was badly injured, spending weeks in the hospital.

Before they’d set off on their adventure, Cathy and Dave had invested in their next dream – purchasing a quaint summer home near a quiet lake. Cathy’s insurance didn’t fully cover the surgery and rehabilitative therapy her injuries required. While she fought from the hospital to get the treatment she needed, payments on the summer home were being neglected, creating a dangerous financial environment for Cathy. She desperately needed money while her suit with the drunken motorist awaited an outcome.

Sell Structured Settlements for Cash

Luckily Cathy’s case settled in her favor and just in time, as she needed the money quickly to pay off debt and catch up on the mortgage. However, the settlement was set up in periodic payments that weren’t enough to cover the existing debt. Her sister-in-law, Dave’s sister Susan, did some research and found Cathy could sell structured settlements for a cash lump sum payment to get the money she needed to help manage her finances. They spoke with several structured settlement purchasers before to choosing the company that offered her the highest quote for the purchase of her payments – Woodbridge Structured Funding, LLC. Woodbridge helped Cathy sell structured settlements for cash so that she could begin recovering from her financial and physical challenges.

If you need to sell structured settlements payments for cash, it is imperative that you choose a trustworthy structured settlement company. Woodbridge Structured Funding has been buying settlement and annuity payments for nearly 20 years, and is widely recognized as a top structured settlement company.

Find out what Woodbridge Structured Funding, LLC can do for you. Call (866-865-7044) and get your free quote today.

No matter how hard you work or how carefully you plan, unforeseen events can change your life—often dramatically. No one expects to be injured in an accident, and few are prepared for the host of hurdles that accompany a personal injury lawsuit. While a structured settlement might seem like the end of the process, for many, it’s the beginning of a new set of challenges in their lives. Fortunately, you can sell structured settlement payments, and many find selling these payments for cash is the answer to their financial troubles.

Brenda studied hard during high school and intended to realize her mother’s dream and become the first member of her family to attend college. But during Brenda’s senior year her mother fell ill, and Brenda had to take care of her by working nights to help support her family. While working as a housekeeping aide in a nursing home, and taking care of her ailing mother, Brenda realized her passion for healthcare. After her mother passed away, Brenda began studying for an Associate of Science in Nursing at a nearby community college, however during her second semester she was injured in a car accident. Unable to work for several months, Brenda struggled to make payments on the medical expenses accrued during her mother’s illness. What began as a temporary disruption to her schooling quickly became permanent. Brenda was forced to drop out of school and pay what little money she had towards her mother’s hospital bills with nothing remaining to pay her own hospital bills, she was relieved when the other driver’s insurance company agreed to pay her a moderate-sized structured settlement, but her excitement soon turned to dismay when she found the structured settlement payments, spaced over a span of many years, did not come close to covering her current debt.

Sell Structured Settlements for Cash for College

Determined, Brenda started to explore financing options and realized that many people sell structured settlements for cash. This, she believed, could be the way out of her predicament. She decided to sell structured settlement payments for cash, and use that lump sum payment to pay off her debt and get back on her feet. Once she decided to sell settlement payments, the question was which company was the best to work with. After careful research, Brenda chose Woodbridge Structured Funding based on their expertise and on their guarantee to beat any other legitimate offer she received for her payments.

The decision to sell her settlement payments was a turning point for Brenda. The lump sum payment was enough to pay off her remaining bills and get back in school. Today, Brenda is the proud holder of a nursing degree and enjoys work as a Registered Nurse at a home for senior citizens. She considers the decision to sell structured settlements for cash to Woodbridge Structured Funding one of the best choices she ever made. Her only regret is that her mother didn’t live to see her graduate.

If you think you might want to sell structured settlements for cash, contact Woodbridge today for a free quote. Woodbridge Structured Funding, LLC will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor now. You can also use contact us online for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell settlement payments for cash – with ease.

It is common for plaintiffs in personal injury cases to be awarded a structured settlement. Simply put, a structured settlement is a legal settlement in which damages are awarded in the form of an annuity, as opposed to a single lump sum payment. More information on structured settlements can be found in the article What is a Structured Settlement?

2) Evaluate Reasons to Sell Structured Settlement Payments

Selling structured settlement payments is not for everyone. As with any important financial decision, it’s vital you research the issue carefully and consult with trusted legal and financial advisors. While general advice on the selling of structured settlement payments readily available, it is vital you consider your specific financial needs when deciding whether or not to sell your structured settlement payments. Reading Sell Settlement or Not? 3 Questions to Consider will give you a better idea of the questions you should be asking yourself during this process. 4 Reasons Not To Sell Structured Settlements explains the advantages and disadvantages of receiving lump sum payments.

3) Decide How Many Structured Settlement Installments to Sell

One of the many advantages of selling structured settlement payments is the flexibility of the process. When selling structured settlement payments for a lump sum payment there is no obligation to sell your entire structured settlement. You are able to choose which structured settlement payments to sell based on your financial needs. When is a Good Time to Sell a Structured Settlement? provides information on the best time to sell structured settlement payments.

4) Research Structured Settlement Buyers

Different structured settlement buyers offer different terms and conditions. It’s important you find a trusted structured settlement buyer that provides the best options for you to sell your structured settlement payments. Since 1993, Woodbridge Structured Funding, LLC, and its predecessor companies, has been a pioneer in the financial services industry. Woodbridge Structured Funding has been an innovator in the purchase of future structured settlement payments in return for a lump sum, and continues to be an industry leader today.

5) Contact Structured Settlement Purchasers for Quotes

Before you successfully sell structured settlement payments it’s a good idea to do some market research. Woodbridge Structured Funding, LLC will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor now. You can also contact us online for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

A structured settlement is an annuity established in the settlement of a personal injury, harassment, malpractice, or liability case. Instead of collecting the settlement all at once in a lump sum payment, the plaintiff receives regular, periodic payments, usually spread over a long period of time. Woodbridge Structured Funding works with individuals seeking to sell structured settlements. Read on to find out how selling your structured settlement can help make your dreams come true.

What Does a Structured Settlement Mean for Me?

Let’s examine the case of Cody, who also had reason to ask, “What is a structured settlement?”

Cody was hurt in a golfing accident and filed a lawsuit against the golf course. He won the case and was awarded a settlement of $50,000.00. When Cody heard the amount, he immediately thought of all the things he could do with the settlement money. He imagined buying a boat, paying off his expensive student loans, and planning a trip around the world.

Then Cody learned that his award was a structured settlement, paid out over a span of twenty years. This means that each year Cody will receive only $2,500.

What Can I Do With a Structured Settlement?

Keep it: You can choose to hold onto your structured settlement, collecting the money in the predetermined increments until it is paid in full. This will give you a guaranteed, steady income, but, like Cody’s, the payments may be too small to realize your dreams or pay your bills. Cody’s settlement was paid over a span of twenty years, but some structured settlements are scheduled for an even longer period of time. As a result, people often sell structured settlements to maximize the financial benefits of their structured settlement, or to fund medical and legal expenditures.

Cody’s $2,500 annual structured settlement payments were barely enough to cover monthly payments on one of his credit cards – if he stuck with the structured settlement he had no chance of paying off his student loans, let alone embarking on his sailing dream. After researching and learning some of the reasons people in similar circumstances sell structured settlements, he contacted Woodbridge Structured Funding and consulted with our experienced settlement professionals about the best course of action.

Sell it: After conferring with Woodbridge Structured Funding and his own financial planner, Cody realized selling his structured settlement was the route to realizing his dreams. Cody sold the structured settlement and received a large lump sum payment. After paying off his loans, he was able to invest several thousand dollars and still have money left over to accomplish the dreams he had when the case first settled.

Sell Structured Settlements: Is it Right for Me?

Because every situation is unique, there is no simple answer to what you should do with your structured settlement. However, you should always consider all options while deciding whether or not to sell your structured settlement. Woodbridge Structured Funding has decades of structured settlement experience and if you’re still wondering “what is a structured settlement?” or are ready to get your free quote, contact Woodbridge Structured Funding (866-865-7044)and begin realizing your dreams.

Part of the reasoning behind the granting of a structured settlement is to provide the recipient with a long-term source of income. While a good idea in theory, in practice, a structured settlement rarely provides for the real-life financial needs of the plaintiff and his or her family. Some who receive structured settlements continue to undergo treatment for the injuries that led to their case; others cannot return to their jobs as a result of the injuries they sustained. In order to make ends meet the annuitant may need to make substantial payments that are greater than the periodic payments they receive from the structured settlement.

Hospital bills aren’t the only reason to sell structured settlements. Small payments spaced over the course of many years won’t allow you make down payments on a house or car. And if you’ve lost your job, you may be in urgent need of larger amounts of cash. Luckily, companies like Woodbridge Structured Funding buy structured settlements, granting you a lump sum payment in return. The decision to sell future payments can be made at any time; you can even sell a portion of your structured settlement.

While there is no bad time to sell a structured settlement, the earlier you exchange your structured settlement for a lump sum payment the greater control you’ll have over your own money.

Interested in Interest? Get a Lump Sum Payment Now

One great reason to sell structured settlements is that you and your financial planner can decide to invest your lump sum payment in higher yielding assets. The sooner you sell future payments, the sooner you can be earning higher returns from an investment of your choice.

Woodbridge Investments doesn’t merely buy structured settlements; our experts know every situation is different, and work with you to determine which lump sum payment option is best for you. People sell annuity payments and structured settlement payments for different reasons, and our team is responsive to your individual needs. Whether you want to go back to school, buy a car, or need money to invest in your own business, selling your structured settlement can open up a world of options.

Don’t let a structured settlement keep you from pursuing your dreams! Get a free quote on your structured settlement today.

While receiving a structured settlement can seem like a victory at the time, structured settlements lock you into a system where you have limited control over your money. Often, you may find that you are unable to make necessary payments on tuition, housing, cars or other mounting bills. Luckily, your structured settlement doesn’t need to be a life sentence – structured settlement factoring companies like Woodbridge Structured Funding can buy your structured settlement, giving you a lump sum payment, and greater financial freedom in return.

The Structured Settlement Sentence

Structured settlements offer years of payments. This sounds great until you realize you can be waiting decades to receive your full settlement, receiving only small amounts at a time. This works for some, but many of us have pressing financial concerns: student loans, hospital bills, mortgages, and car payments may exceed your regular settlement amount, leaving you unable to pay them in full. Selling your structured settlement for a lump sum payment solves this problem. In addition, your payments rarely keep up with inflation, reducing the purchasing power of your structured settlement every month.

Breaking Free from the Structured Settlement Sentence

Fortunately, a structured settlement doesn’t have to be an endless road to nowhere! Woodbridge Structured Funding will buy your structured settlement for a lump sum payment. This lump sum leaves you free to satisfy your needs and achieve your goals. After all, it is your money. Once you’ve received your lump sum payment, what you do with the money is up to you. You don’t have to spend it; you can choose higher earning investments which return better value than the original settlement plan. A financial planner can advise you on more profitable channels of investment. Selling your structured settlement for a lump sum payment unlocks limitless opportunities to use your money in the way that benefits you the most. Whether you decide to invest in a property, return to school, or pay off high interest credit card debt, the choices, and the benefits, are yours.

How to Get the Freedom of a Lump Sum Payment

Woodbridge Structured Funding has been advising clients for years on the best ways to make their settlements work for them. We work closely with each of our clients to determine the best solution for their particular situation. One size doesn’t fit all when it comes to personal finance, which is why we offer a variety of options for people looking to sell their structured settlements. Woodbridge Structured Funding will even buy part of your structured settlement. Contact our experienced representatives online or via phone (866-865-7044) to determine which structured settlement solution is best for you.
You’re just a click or a call away from breaking free from the structured settlement sentence!