3 Ways to Sell a Structured Settlement

There are three basic ways for annuitants to sell a structured settlement:

1. Sell all future settlement payments in return for one large lump sum
2. Sell a specific number of the future payments. An agreed upon number of settlement payments are exchanged for a lump sum. Once the structured settlement buyer receives the specified payments, the balance of payments revert back to the annuitant
3. Sell fractions of future payments. In options #1 and 2 the buyer receives the entire structured settlement payment. Another option is to sell a percentage of each settlement payment. Under this model, the structured settlement holder receives a lump sum and also continues to receive their scheduled payments, albeit in smaller amounts

The Best Way to Sell a Structured Settlement

Each option has its advantages and disadvantages. If you want to sell a structured settlement, you have to carefully consider which option suits both your current and future needs.

After the particulars of the sale have been negotiated with the structured settlement buyer, the amount of time necessary to complete the transaction depends on the laws of the state in which you reside. These laws are designed to protect the structured settlement seller from unscrupulous companies. If a court of law finds that the proposed sale will not serve the seller’s best interest, it will not grant approval. This legal oversight is designed to protect personal injury victims when they sell a structured settlement. As a result, selling a structured settlement is safe and 100% legal. Upon completion, the agreed upon lump sum cash payment is transferred to the seller by check or wire transfer.

Not only is it a smart move, selling a structured settlement can be fast and easy. Woodbridge will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor, or visit the website for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Great Times to Sell Settlements for Cash

• When you are starting a business – Sell settlement payments for cash and use the lump sum as capital to help start your new business.

• When you bought a winning lottery ticket with a group – You can convert small annual payments into large lump sums for any person in the winning group.

• When you have debts to pay off – If you look closely at your outstanding debts, you may be surprised to find out the amount of interest you are paying, especially on your credit cards. You can quickly alleviate this burden by selling settlements for cash. Moreover, rates on structured settlement factoring transactions are presently much lower than typical credit card interest rates.

• When you want to help relatives or friends in financial need – For instance, parents may sell settlements for cash in order to help their children pay for tuition or contribute to help them purchase a home of their own.

• When you want to go back to school – Sell settlement payments and use the lump sum to return to college.

• During times of emergency – You may have no choice but to sell settlement payments in the face of an accident or unemployment. Selling structured settlements is a smart alternative to personal loans or using high interest-rate credit cards.

• When you want to purchase real estate – Take the lump sum received from the sale of the settlement and use it to buy property to live in yourself or rent out for additional income.

The Best Way to Sell Settlement Payments

Now that you know the best time to sell settlements for cash, you need to figure out how to go about it. Woodbridge Structured Funding and its predecessor companies have been buying settlements for nearly 20 years, receiving praise from both satisfied customers and organizations like the Better Business Bureau.

Not only is it a smart move to sell settlements for cash, it’s also fast and easy. Call today (1-866-865-7044) to speak to an advisor. You can also contact us online for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Selling Settlement Payments: First Steps

It is important to understand that there are several options to explore when selling settlement payments. One option is to sell the entire settlement for a single lump sum. Another is to sell a number of settlement payments while keeping the remainder of the annuity intact. Lastly, it is also possible to sell a portion of each settlement payment. With the third option, the annuitant can continue to receive regular payments, but the amount of each payment is reduced based on the amount of each payment sold.

Choosing a Structured Settlement Company

When selling settlement payments, it’s important to choose the right structured settlement company. Avoid buyers offering suspiciously low rates as there are often hidden fees that surface later. A superior structured settlement company will have experienced advisors available to help you understand your options and assist you every step of the way. It is also vital to select a settlement buyer that has a positive track record and is invested in understanding each customer’s individual needs.

Selling Settlement Payments

Once you have chosen a structured settlement company to work with it is now time to sell settlement payments. When contacting a settlement buyer, it is important to have the following information on hand:

Personal information: Name, phone number, address, and email

Settlement information: The type of settlement, the year you started receiving payments, the frequency of payments, and payment amount

That’s all you need to get started!

Not only is it a great idea to sell settlement payments, it’s also fast and easy. Call today (1-866-865-7044) to speak to an advisor. You can also contact us online for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Structured Settlement vs. Lump Sum: The Basics

A structured settlement is an annuity awarded to a plaintiff in a personal injury lawsuit. The payments are usually for a specific number of months or years and sometimes are paid out for the life of the annuitant.  The settlement is awarded by a judge and administered by the insurance company settling the case.  Basically, a structured settlement is a guaranteed stream of income that is paid out over many years and there are advantages to leaving a structured settlement intact..

However, an annuitant can cash out their structured settlement for a lump sum cash payment. Selling settlement payments for a lump sum has many benefits. When the money is locked up in a structured settlement, the funds cannot be accessed in cases of emergency, such as immediate home repairs, or for an opportunity, such as a down payment on a home.

Why Most People Benefit From selling Structured Settlements for a Lump Sum

Everyone’s situation is different, but the majority of accident victims can benefit from lump sum payments. Even better, you don’t have to choose between one or the other – it’s possible to sell a portion of your structured settlement. There is no limit to the number of times you can sell settlement payments for lump sums. If you don’t want to cash out your entire settlement, you can sell a specific number of payments. Unlike a structured settlement, what you do with that lump sum is up to you and your financial advisor. You’ll have access to your money when you need it, and can pursue an investment strategy that can potentially grow the lump sum into a much larger reward.

Call today (1-866-865-7044) to speak to an advisor, or visit us online for a free quote. It’s quick, easy, and all information is kept strictly confidential. Woodbridge Structured Funding, LLC will beat any legitimate offer.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

The Role of Structured Settlement Companies

Structured settlement companies help plaintiffs in personal injury cases get the most out of their settlements. While a structured settlement can provide a steady stream of income over a long period of time, these settlements also have significant drawbacks.

Some of the things you cannot do with a structured settlement:

• Place your money in more liquid and potentially higher performing investments
• Access your funds when you need them
• Change the amount of your payments to fit your financial needs
• Cover unexpected expenses that require considerable sums
• Place a large down payment on a car or home

Structured settlement companies understand that everyone’s finances are different, and the one size fits all settlement is often insufficient to satisfy most people’s financial needs. The role of a structured settlement buyer is to help annuitants convert their settlements into lump sum cash payments that can be invested and utilized as befits that person’s needs.

Do I Need a Structured Settlement Company?

If your personal finances are extremely secure – you have enough accessible assets to cover emergency medical care, house repairs, or a down payment on a vehicle without trouble – then you likely do not need the services of a structured settlement company. Sticking with the payment schedule and amounts negotiated by the insurance company may make sense. However, if you’d like to have access to your own money, and be able to use it when and how you like, then a structured settlement company like Woodbridge Structured Funding is right for you.

With nearly 20 years of structured annuity purchasing experience, and over a billion dollars of settlements purchased, Woodbridge Structured Funding, and its predecessor companies, is a leader among structured settlement companies. And, their decades long commitment to customer service and regulatory compliance has earned them Better Business Bureau’s highest rating.

Call (1-866-865-7044) to speak to an expert about selling your structured settlement, or visit Woodbridge online for a free quote – it’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

After enduring the stress of an accident and subsequent legal proceedings, many injury victims awarded structured settlements find themselves wondering, “What’s the best way to sell my annuity?” There are plenty of reasons to sell structured settlements. Most importantly, selling annuity settlements for lump sum payments gives you access to your money. Unlike a structured settlement annuity which is padi out on a predetermined basis set up by an impersonal insurance company, selling annuity payments allows you to place your money into investments that give you the flexibility to withdraw funds.  These funds are readily available in case of an emergency, or if you desire to make a large down payment on a house or vehicle.

How to Sell an Annuity Settlement

Once you’ve answered the question, “Why should I sell my annuity?” the next step is to figure out how to sell a structured settlement. Selling an annuity settlement isn’t difficult, but as with any financial decision, you want to make sure you’re fully informed before you take action.

When researching structured settlement buyers, be sure you understand all the information you receive. Fees can vary from state to state, and from company to company. Make sure you know the different options available to you. It is not necessary to sell your entire annuity at once. In fact, you can sell just a portion of your annuity payments and continue to collect the remaining payments due you with the option of selling additional payments at a later date if necessary. You should never be afraid to ask a lot of questions. For nearly two decades Woodbridge Structured Funding has been helping injury victims and lottery winners sell their annuities. Our consultants are able to answer any inquiries you might have. Call 1-866-865-7044 to speak with a Woodbridge structured settlement expert.

5 Steps to Selling Annuity Payments

Selling annuity payments is not a difficult process. Here are the 5 steps to sell an annuity to Woodbridge Structured Funding:

1. Contact Woodbridge Structured Funding for a free annuity settlement quote.
2. Once you accept an offer, if necessary, you will send Woodbridge additional information about your annuity.
3. A formal disclosure document and contract will be prepared for you to sign.
4. Upon signing, Woodbridge collects all the necessary documents and your settlement is reviewed by a judge in a court of law – this step has been instituted by the courts to ensure that injury victims are not preyed upon by less scrupulous companies.
5. After the court approves the transfer, Woodbridge sends you the cash lump sum!

Woodbridge Structured Funding has a long track record of helping structured settlement recipients sell annuity settlements for cash. In recognition of our commitment to excellent customer service and ethical business practices, the Better Business Bureau granted Woodbridge their highest possible rating –A+.

Still wondering, “How do I sell my annuity?” Call today (1-866-865-7044) to speak to an advisor, or visit us online for a free quote. It’s quick, easy, and all information is kept strictly confidential. Woodbridge Structured Funding, LLC will beat any legitimate offer.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Being awarded a structured settlement and receiving future annuity payments over the next several years can be comforting, but it can also be very limiting. No matter how much you budget and monitor your finances, large expenses can surface without warning.  You’re not alone. A new survey by AAA found one in four Americans couldn’t pay for a $2,000 car repair if it were due today. One in eight lacked access to funds to pay for a $1,000 repair. Unplanned home repairs and medical care can also be an unwelcome surprise, and cost significantly more than two thousand dollars. Unfortunately, small payments from structured settlements aren’t the answer when you need a large sum of money right away. Selling future annuity payments for cash isn’t difficult, but it’s the last thing you want to be dealing with when you or a loved one needs urgent medical care, or your house is waterlogged thanks to a flood or leaky roof.

Getting Cash for Future Annuity Payments

Selling future annuity payments for a lump sum of cash allows you the freedom to put your money into more flexible investments with easier access. Instead of having your money controlled by a faceless insurance company, selling future annuity payments gives you the power to place your funds in higher returning investments. You can put your money wherever you want, and access it when you need it.

It would be nice if expenses were as regular as structured settlement payments, but no matter how meticulously you plan, there are always surprises. Situations arise and you need to be prepared to handle them. Boy Scout founder Robert Baden-Powell wrote, “You have to be prepared at any moment to face difficulties and even dangers by knowing what to do and how to do it.” Getting cash for future annuity payments is an important step towards readying yourself for unexpected expenses.

Sell Structured Settlements for Cash

For nearly two decades, Woodbridge Structured Funding has been an industry-leading structured settlement factoring company. Our vast experience buying structured settlements has helped us streamline the process of, making it easy for our clients sell future annuity payments for cash.

Call today (1-866-865-7044) to speak to an advisor, or visit us online for a free quote. It’s quick, easy, and all information is kept strictly confidential. Woodbridge Structured Funding, LLC will beat any legitimate offer.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

What to Do with Future Annuity Payments

With an annuity structured settlement, payments are usually spread out over years, even decades. While every case is unique, there are several major reasons accident victims decide to sell an annuity settlement. A common reason for selling future annuity payments is to gain access to one’s own money. While an insurance company holds your annuity you have very little control over your funds. The amount and frequency of annuity payments is dictated by the original settlement. You do not earn interest on the annuity, and you cannot easily access the settlement funds when you need them. Selling an annuity settlement changes all that.

3 Reasons to Sell Annuity Settlement Payments

A structured annuity can stretch out over decades, and a lot can happen during that time. When answering the “should I sell my annuity?” question, it’s crucial to consider one’s financial future. Small payments can be used to take care of regular bills, but having money locked away in a structured annuity can be frustrating when faced with larger expenses. Here are some of the reasons Woodbridge clients have decided to sell annuity settlement payments:

• Down payments: The larger your down payment the lower your monthly mortgage or car payment. Selling an annuity settlement makes it possible for you to make larger down payments.

• Higher education: There are few investments that pay greater rewards than higher education. Unfortunately, with tuition on the rise, continuing education can be expensive. Many Woodbridge clients have sold their annuity payments to invest in their future.

• Prepare for emergencies: As the old saying goes, ‘hope for the best, plan for the worst.’ Sometimes unforeseen expenses catch us off guard. Whether it’s medical care, home improvement, or a period of unemployment, there are situations which require us to have immediate access to large sums of money. By selling future annuity payments and placing the funds into more accessible accounts, many Woodbridge clients have the peace of mind in knowing they are prepared for emergencies.

Not only can it be a smart decision to sell annuity settlements, it’s also quick and easy. Contact Woodbridge, a trusted buyer of structured settlements, today for a free quote. Woodbridge Structured Funding, LLC will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor. You can also contact us online for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Why Get Cash for Structured Settlement Payments?

Why would someone forgo a steady income stream and decide to get cash for structured settlement payments? Everyone has their own reasons to sell structured settlements, but there are several main advantages to getting cash for structured annuity payments.

Here are some of the main reasons accident victims decide to get cash for their structured settlement:

• Quick access to your funds: In the event of a financial emergency you may have a difficult time getting cash from your structured settlement in a timely manner.

• Improved investment opportunities: Savvy investment can make you money and earn interest. Cash for structured settlement payments puts you in control and gives you the option to benefit from the investment of your annuity.

• It’s fast, easy, and the smart thing to do: With Woodbridge Structured Funding, getting cash for your structured settlement is simple and straightforward.

How to Get Cash for Structured Settlement Payments

Wondering how to get cash for structured settlements? Wonder no more. For nearly twenty years Woodbridge Structured Funding has been helping accident victims get cash for their structured settlements and we’ve streamlined the process to make it easier for our clients. Visit the Woodbridge website and fill out the free settlement quote form.  You will be asked to provide information about the type of annuity you’re receiving, the year you began receiving payments, payment frequency, and payment amount. That’s it! A Woodbridge structured settlement expert will contact you and personally assist you, making sure you receive the most cash for your structured settlement. You can also call (1-866-865-7044) for immediate assistance. Getting cash for structured settlement payments is quick, easy, and all information is kept strictly confidential. Woodbridge Structured Funding, LLC will even beat any legitimate offer!

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Structured Settlement Vs Lump Sum Payment

The answer to the structured settlement vs. lump sum payment question is going to be different for everyone. It’s important you consult with trusted legal and financial advisors before you cash out a structured settlement. There are pros and cons to cashing out structured settlements for lump sum payments. If you’re unsure whether you should sell settlement payments or not, contact Woodbridge Structured Funding for a free consultation with one of our structured settlement experts.

Cons of Cashing Out Structured Settlements for Lump Sum Payments

Not everyone benefits from cashing out a structured settlement. If you currently have enough savings that allows you to easily cover unexpected expenses such as medical bills or home repairs, then you may benefit from leaving your structured settlement intact. However, even if you have a substantial nest egg, it may still be a better option to take a lump sum payment and place your money in a higher earning investment. Leaving the settlement intact may be easier and potentially safer than cashing out the structured settlement and investing elsewhere. However, savvy investors can often increase the original settlement amount by selling the settlement and investing the lump sum.

Pros of Cashing Out Structured Settlements for Lump Sum Payments

To properly answer the structured settlement vs. lump sum payment question you need to carefully consider your financial needs. If your personal injury lawsuit has left you with large legal and medical bills, cashing out the structured settlement may be your only option to pay off these debts. Another advantage to lump sum payments is that you can place the money, in a more liquid investment that can be accessed as you need it.

Structured settlement vs. lump sum payment? Contact Woodbridge today for an answer. Woodbridge Structured Funding, LLC will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor. You can also use contact us online for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.