1) Over 15 Years of Structured Settlement Success Stories

Your financial security is too important to be entrusted to an unprofessional company. The structured settlement industry has its share of unscrupulous companies trying to take advantage of unsuspecting customers. Woodbridge Investments has been offering the most cash for structured settlements since its founding in 1993, and has consistently offered the highest level of customer service to its clients. For nearly two decades Woodbridge Investments has bought nearly one billion dollars of structured settlements, annuity payments, and lottery payments!

2) BBB Gave Woodbridge Investments Their Highest Rating

Woodbridge Structured Fundings’ long history and large number of transactions means there have been ample opportunities for problems to arise, and yet Woodbridge maintains an impeccable record.  This commitment to the highest level of customer service was acknowledged recently by the Better Business Bureau granting Woodbridge their highest possible rating. The A+ rating is awarded in honor of excellent business practices, including customer service and compliance with advertising regulations.

3) Most Cash for Structured Settlements

Woodbridge’s cash for structured settlement customers have been thrilled with their experience. Great customer service is more than just a free consultation and expert advice from experienced structured settlement advisors, it’s also about providing the best value.

Woodbridge Investments is dedicated to providing the best rates and experience for each client. Have you been offered a better deal elsewhere? Fax or email us the details – Woodbridge will beat any legitimate offer.

Not only is it a smart move to cash out a structured settlement, it’s also fast and easy. Call today (1-866-865-7044) to speak to an advisor. You can also contact us online for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Structured Settlement vs. Lump Sum: The Basics

A structured settlement is an annuity awarded to a plaintiff in a personal injury lawsuit. The payments are usually for a specific number of months or years and sometimes are paid out for the life of the annuitant.  The settlement is awarded by a judge and administered by the insurance company settling the case.  Basically, a structured settlement is a guaranteed stream of income that is paid out over many years and there are advantages to leaving a structured settlement intact..

However, an annuitant can cash out their structured settlement for a lump sum cash payment. Selling settlement payments for a lump sum has many benefits. When the money is locked up in a structured settlement, the funds cannot be accessed in cases of emergency, such as immediate home repairs, or for an opportunity, such as a down payment on a home.

Why Most People Benefit From selling Structured Settlements for a Lump Sum

Everyone’s situation is different, but the majority of accident victims can benefit from lump sum payments. Even better, you don’t have to choose between one or the other – it’s possible to sell a portion of your structured settlement. There is no limit to the number of times you can sell settlement payments for lump sums. If you don’t want to cash out your entire settlement, you can sell a specific number of payments. Unlike a structured settlement, what you do with that lump sum is up to you and your financial advisor. You’ll have access to your money when you need it, and can pursue an investment strategy that can potentially grow the lump sum into a much larger reward.

Call today (1-866-865-7044) to speak to an advisor, or visit us online for a free quote. It’s quick, easy, and all information is kept strictly confidential. Woodbridge Structured Funding, LLC will beat any legitimate offer.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Woodridge Investments Holds BBB’s Highest Rating

Woodbridge Investment’s commitment to excellence was recently recognized by the Better Business Bureau when they granted Woodbridge an A+ Rating. The Better Business Bureau awarded Woodbridge Structured Funding their highest rating due to the company’s outstanding record of regulatory compliance, and for providing first-rate customer service to every client. The Better Business Bureau’s ratings are only granted after a business is thoroughly researched and vetted. Each business is evaluated to make sure it meets or exceeds the BBB Standard for Trust – a “comprehensive set of practices for how businesses should treat the public in a fair and honest manner.”

Woodbridge Investment’s Structured Funding is Safe and Secure

The last few years have seen a great deal of change in the structured settlement funding industry. Even as competitors have experienced bankruptcy and mergers, Woodbridge Investments has continued to grow steadily. Since 1993, Woodbridge Structured Funding, LLC and its predecessor companies and founders have bought nearly a billion dollars worth of payments from individuals wishing to sell structured settlements. Though weak markets have affected many American businesses, Woodbridge Investments is thriving, and has recently expanded both its Florida and California offices.  All information provided to Woodbridge Investments is held in the strictest confidence. Woodbridge Investments treats their obligation to clients with the utmost seriousness.

Sell Annuity Settlements to Woodbridge Investments

For nearly two decades, Woodbridge Investments has been helping lottery winners and injury victims sell annuity settlements. Selling a structured settlement gives you access to your money when you need it, opens the door to more lucrative investment options, and prepares you for financial emergencies.

Not only is it a smart move, selling an annuity settlement is fast and easy. Contact Woodbridge Investments today for a free quote. Woodbridge will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor, or visit the website for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Selling Annuities for Cash Steps
1-3: Research, get the offer, accept the offer

1. First of all, get multiple quotes from a number of annuity buying companies. It would also be advantageous to try to find out everything you can on the companies you are considering selling annuities to. After all, working with a buyer you feel is worthy of your trust is very important.
2. After you have made a well-informed decision regarding which company you wish to sell your annuities to, formally accept the offer by providing your chosen buyer all the necessary legal documents verifying your annuity.
3. Depending on which state you live in, you may or may not be subjected to a professional financial review. This analysis helps you determine if the arrangement with your chosen buyer is truly in your best financial interest. The majority of states have a mandatory waiting period of around ten days, so the annuitant is given the opportunity to change his or her mind about selling annuities. The purchaser cannot continue with any related financial transactions until this waiting period is over.

Selling Annuities for Cash Steps 4-6: Documentation, submission, court date set up

4. This is followed by a documentation-processing period. The amount of time spend in this stage depends on where you live and which buyer you chose.
5. A local lawyer will then be assigned to submit all the necessary papers to a specific court on your behalf.
6. An official court date will be set within about six weeks. You will be notified of the exact date through mail.

Selling Annuities for Cash Steps 7-9: Court, judge agreement, Sold!

7. Majority of states have laws that require you to appear in court on the scheduled date of your hearing. The judge will evaluate the possible consequences should you be allowed to continue selling annuities.
8. The judge will make a formal decision either approving or denying the proposed transaction. In due course, the judge will sign the agreement if approved.
9. The insurance company in charge of financing your annuity will be notified that the payments have been sold.

Utilize your resources

10. Visit Woodbridgeinvestments.com

Selling a structured settlement, annuity payments or lottery winnings can certainly be daunting. No one knows what the next ten, twenty or thirty years may hold, thus it is a common belief that selling regular payments is like selling your safety net.

Despite this belief, receiving a lump sum of cash will not necessarily leave you high and dry, although you do need to be careful managing your newfound wealth. You might want to sell structured settlement payments, annuity payments or lottery winnings in exchange of a lump sum of cash, but this doesn’t mean you have to be scared of having your money run out before you’re ready.

How not to spend your entire lump sum of cash right away

Get an accountant

With your new lump sum of cash, you should be able to afford to hire an accountant. This is a very worthy investment to get professional advice and avoid any unnecessary fines, settle any tax issues and establish a long term plan for your money.

Pay off all of your debt before your spend that lump sum of cash

Debt is not something that you want to deal with when you are no longer receiving steady payments from your previous structured settlement, annuity payments or lottery winnings. Make this a priority so you will know exactly how much spending money you actually have.

Keep your day job, or at least get a new one

As mentioned before; you never know what could happen over the next decade or three. It should always be a goal of yours to continue increasing your net worth, or at least not letting the number slip to something negative. Keep your job to maintain an additional stream of steady income. If you just can’t stand your current job, at least use your new financial freedom to take some time off and begin a new venture making money by doing something you are passionate about.

Avoid gambling with your lump sum of cash

Hopefully the thing you are passionate about is not gambling or taking on high risk financial investments. Taking on high risk investments or gambling with the lump sum of cash you just got is a surefire way to loose the money you would have had with each new structured settlement, lottery or annuity payment. Note: Chances of receiving lottery winnings twice in life are even more slim than winning once. Protect your assets.

Invest your new lump sum of cash

Whenever you sell your structured settlement, annuity payments or lottery winnings, you usually have to sacrifice a portion of the ultimate amount in order to receive that large lump sum of cash. If you invest what you get in a smart way, you might be able to make back all of that money and then some.

If you are selling a structured settlement, annuity payments or lottery winnings, consider getting a free quote about how much you could get in a lump sum of cash by visiting our free quote page.

An annuity investment can be an excellent choice for people in search of ways to improve their retirement options. However, if you have either recently invested in or inherited an annuity, you may have come to the realization that you need more cash than what your monthly allowance is presently providing. If so, you should start exploring the benefits of an annuity lump sum. An annuity lump sum can get you the additional cash you need right now without having to sit and wait for your monthly checks to arrive.
Many individuals prefer an annuity lump sum for a various reasons, which may include:
• Freedom to go on vacation
• Settle debts
• Down payment on a new home
• Buying a new car
• Car maintenance and repair
• Home improvements
• College tuition

Annuity Lump Sum Advantages

The most significant advantage of an annuity lump sum is that you will be benefitting from upfront money from this investment when you need it. While a conventional annuity schedule will give you a guaranteed amount of money every month, the lump sum option offers you a lump sum payment right away, you will not need to wait every month for the check to arrive in the mail. Instead, you will be able to enjoy your cash immediately. You can use the cash towards other investments, to settle debts, put your children through college, etc.

Annuity Lump Sum Disadvantages

When you choose an annuity lump sum over a monthly check, you will lose some of your investment to the company that purchases the rest of your investment and you will have to familiarize yourself with the tax laws of your state in order to understand how much you will have to pay in taxes for receiving a large sum of cash. These losses, however, will seem less significant when you think of the convenience of having your cash in hand right now when you sell your payments for an annuity lump sum.

Visit www.woodbridgeinvestments.com to learn more about annuity lump sum options.

Pros of a lump sum annuity payment

If you choose to sell an annuity for a lump sum annuity payment; you have immediate access and greater control over your money. Selling annuity payments does have some flexibility in terms of how you sell. You can sell all your annuity payments for a larger lump sum or you can draw whatever amount you wish by selling only a portion of your payments. If you should require a bit more money for any reason down the road, you can always sell additional future payments.

Getting a lump sum annuity payment gives you immediate access to a larger portion of your money. Many people who sell annuities use that money to invest it in a new business venture or in financial investments that grow their money more aggressively.

A lump sum annuity payment can also be used to help pay for your children’s or grandchildren’s college education. Your money suddenly becomes very accessible through a lump sum annuity payment.

Cons of a lump sum annuity payment

More flexibility also means more responsibility. You must make sure to invest and manage your money in such a way that it will neither run out during your lifetime nor fall down because of inflation.

It’s also vital to keep in mind that, while you do have greater control if you choose a lump sum annuity payment, it is still not total control. You cannot decide what returns the financial markets will bring or how well a new business venture will do. Sell your payments wisely and make sure you have enough for retirement.

Selling in exchange for a lump sum annuity payment can present risks like the ones above, but can also reap more rewards if that lump sum cash is invested wisely.

If you are not comfortable researching on your own, consult a financial planner or call or visit Woodbridgeinvestments.com for additional information on selling an annuity for a lump sum payment.

Selling your structured settlement, lottery winnings or selling an annuity payment by no means automatically suggests that you are not financially planning for the future.
Yes, there are many pitfalls that one can fall into after selling a structured settlement, lottery winning or annuity payment, but these can easily be avoided just by keeping a few pointers in mind.

1) Sell up to the budget that’s needed

Take some time before you sell your structured settlement, lottery winnings or annuity payment to set up your own budget and identify how much lump sum money is needed. Sell only the portion of payments that’s needed to fulfill this budget. Most Structured settlement companies will allow you to sell a portion of payments and if you need more at a future date you can sell your remaining payments

2) Determine long term and short term financial goals

Just because you should budget does not mean that you shouldn’t take advantage of the large amount of money you just got by selling a structured settlement, lottery winnings or annuity payments. Go ahead and enjoy, buy a new gift for yourself. However, don’t buy a car or boat right away if that wasn’t in your budget. It is good practice to limit what you spend a large amount of money on right away so you can see what the rest of your new spending habits are like. You might realize that you just can’t help going out for a lot of fancy dinners. Take some time to slowly evaluate what you want to spend your money on.

3) Think outside the box about spending

Right now your financial responsibilities may be limited. Think also about your future. Don’t forget that down the road you may have other people in your family or close circle of friends that you might need to take care of financially. Before you start spending the money you just got, make sure you cover all your bases and try to anticipate all of the large expenses you’ll have to cover in the next five or twenty-five years.

Selling a structured settlement, lottery winnings or selling annuity payments can be a great and fiscally responsible thing to do, as long as you take all aspects of managing your finances into consideration. For a free quote on how much money for future payments you can get, visit our free quote page

If you’ve won the lottery, a structured settlement or have an annuity fund, you could be financially set for life. A modest but steady payment might be placed in your bank account every month for the next thirty years, ultimately gaining you thousands upon thousands of dollars. By the time you retire, you may have even collected it all.

Then again, you may not be able to collect it all before retirement. In fact, that money might still be coming to you when you are long gone. While this will certainly benefit your beneficiaries, you should at least be able to see the money that you are entitled to.

If you’ve won the lottery, a structured settlement or have an annuity fund you should always weigh your options about what works best for your lifestyle and for your financial plans.

Options for Structured Settlements, Annuities and Lottery Winnings

You essentially have three major options if you’ve won the lottery, a structured settlement or have an annuity fund.

1) Collect your payouts over time, month by month at the predetermined amount.

2) Sell the entire amount to one of the many structured funding companies and receive a very large lump sum of money at face value and spend it on anything you want.

3) Sell a portion of the payouts to a structured funding company to receive a larger sum of money than your regular payment, but continue to collect smaller payments over time.

How to Weigh Your Options

There is no one option that is best for everyone. You may value your steady payments, which will help you balance your spending over your lifetime. This will allow you to receive the maximum amount of money from your structured settlement, annuity or lottery winnings.

There are also many benefits of selling the entire plan. You will immediately receive a large lump sum of money that you can spend or invest in whatever you like. This can be a great thing if you are trying to pay off debt, start a business, or make a large purchase. Although this will be a large and immediate lump sum, you will receive less money than you would if you wait until the end of your payout plan.

There are several companies that you can go through to sell your structured settlement, annuity or lottery winnings. These companies will work with you to discuss your finances and figure out what is the best option for your structured settlement, annuity or lottery winnings. You might be somewhere in between the previous two options and will want to cash out just a portion of your overall payout plan.

Structured funding companies

Woodbridge Structured Funding
RSL Funding
Peach Tree Funding
JG Wentworth
Imperial Structured Settlements

Before you sell:

Be warned that some of these companies will try to push you to sell your entire payout plan to them in order for them to make the most money off of you. Woodbridge Structured Funding is one structured funding company that values their returning customers and will work to figure out what is the best option for the customer in hopes that they return to Woodbridge for future negotiations.

Founded in 1991, J.G. Wentworth is owned by New York-based private equity firm JLL Partners.  As part of the reorganization plan, JLL Partners invested $100 million of new equity to support J.G. Wentworth’s ongoing operations.  J.G. Wentworth has since emerged from bankruptcy.

Although J.G. Wentworth laid off 120 of its 200 employees and closed its office in Las Vegas due to economic constraints, the Bryn Mawr, Pennsylvania-based company continued to operate during the reorganization process and has since hired new employees.