Wondering whether or not to sell an insurance settlement for lump sum payments? There are many reasons why getting cash for annuities is the smart move. Woodbridge Investments has nearly 20 years experience helping personal injury plaintiffs sell insurance settlements. The following are three main reasons our clients sell structured settlements, and how they benefit from doing so.
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"Winning the lottery was a completely amazing experience... Woodbridge Structured Funding, LLC helped make my dream a reality."
"Winning the lottery was a completely amazing experience... Woodbridge Structured Funding, LLC helped make my dream a reality."
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Posts Tagged ‘lump sum payments’
Three Common Cash for Settlement Myths Exposed
Every financial decision should be carefully researched before it is made, and selling a structured settlement for cash is no different. Before getting a lump sum cash payment for your settlement you should consult with a trusted financial advisor. Consultants can be expensive, however, and understanding the truth about structured settlements before you meet with your advisor can save you time and money. Here are three common cash for settlement myths exposed:
How to Get Cash for Future Annuity Payments
The Problems With Structured Settlements
Being awarded a structured settlement and receiving future annuity payments over the next several years can be comforting, but it can also be very limiting. No matter how much you budget and monitor your finances, large expenses can surface without warning. You’re not alone. A new survey by AAA found one in four Americans couldn’t pay for a $2,000 car repair if it were due today. One in eight lacked access to funds to pay for a $1,000 repair. Unplanned home repairs and medical care can also be an unwelcome surprise, and cost significantly more than two thousand dollars. Unfortunately, small payments from structured settlements aren’t the answer when you need a large sum of money right away. Selling future annuity payments for cash isn’t difficult, but it’s the last thing you want to be dealing with when you or a loved one needs urgent medical care, or your house is waterlogged thanks to a flood or leaky roof.
Getting Cash for Future Annuity Payments
Selling future annuity payments for a lump sum of cash allows you the freedom to put your money into more flexible investments with easier access. Instead of having your money controlled by a faceless insurance company, selling future annuity payments gives you the power to place your funds in higher returning investments. You can put your money wherever you want, and access it when you need it.
It would be nice if expenses were as regular as structured settlement payments, but no matter how meticulously you plan, there are always surprises. Situations arise and you need to be prepared to handle them. Boy Scout founder Robert Baden-Powell wrote, “You have to be prepared at any moment to face difficulties and even dangers by knowing what to do and how to do it.” Getting cash for future annuity payments is an important step towards readying yourself for unexpected expenses.
Sell Structured Settlements for Cash
For nearly two decades, Woodbridge Structured Funding has been an industry-leading structured settlement factoring company. Our vast experience buying structured settlements has helped us streamline the process of, making it easy for our clients sell future annuity payments for cash.
Call today (1-866-865-7044) to speak to an advisor, or visit us online for a free quote. It’s quick, easy, and all information is kept strictly confidential. Woodbridge Structured Funding, LLC will beat any legitimate offer.
Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.
Structured Settlement Vs Lump Sum Payment
Structured settlement vs. lump sum payment? This is the question facing plaintiffs who have been awarded structured settlements in their personal injury case. There are several major factors to consider when deciding whether to cash out a structured settlement for lump sum payments or not.
Structured Settlement Vs Lump Sum Payment
The answer to the structured settlement vs. lump sum payment question is going to be different for everyone. It’s important you consult with trusted legal and financial advisors before you cash out a structured settlement. There are pros and cons to cashing out structured settlements for lump sum payments. If you’re unsure whether you should sell settlement payments or not, contact Woodbridge Structured Funding for a free consultation with one of our structured settlement experts.
Cons of Cashing Out Structured Settlements for Lump Sum Payments
Not everyone benefits from cashing out a structured settlement. If you currently have enough savings that allows you to easily cover unexpected expenses such as medical bills or home repairs, then you may benefit from leaving your structured settlement intact. However, even if you have a substantial nest egg, it may still be a better option to take a lump sum payment and place your money in a higher earning investment. Leaving the settlement intact may be easier and potentially safer than cashing out the structured settlement and investing elsewhere. However, savvy investors can often increase the original settlement amount by selling the settlement and investing the lump sum.
Pros of Cashing Out Structured Settlements for Lump Sum Payments
To properly answer the structured settlement vs. lump sum payment question you need to carefully consider your financial needs. If your personal injury lawsuit has left you with large legal and medical bills, cashing out the structured settlement may be your only option to pay off these debts. Another advantage to lump sum payments is that you can place the money, in a more liquid investment that can be accessed as you need it.
Structured settlement vs. lump sum payment? Contact Woodbridge today for an answer. Woodbridge Structured Funding, LLC will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor. You can also use contact us online for a free quote. It’s quick, easy, and all information is kept strictly confidential.
Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.
3 Things You Must Know to Sell an Annuity
Selling an annuity settlement can change your life. Such an important decision should not be made lightly. When selling a structured settlement you should consult with your legal and financial advisors before taking action. Woodbridge Structured Funding’s customers have benefited greatly from the decision to sell annuities. They have invested their lump sum payments in, education and new business ventures, purchased homes and automobiles, and set up trusts for their grandchildren. Before you cash out structured settlements, there are three things you must know in order to sell your annuity settlement.
Sell an Annuity Settlement Question 1: How Much?
When you contact a Woodbridge Structured Settlement expert for a free consultation about selling an annuity settlement, you will need to know the amount of your settlement. In addition to the total sum of the settlement, a structured settlement buyer will need to know the dollar amount of each payment. This information is vital in determining the best strategy for cashing out your structured settlement. If you are unsure of the details of your settlement, a Woodbridge advisor can help you verify that information.
Sell an Annuity Settlement Question 2: How Often?
The payment schedule for each annuity settlement is different. The number of payments, frequency of payments (monthly, yearly, etc.), and amount of each payment will be unique to each settlement. To sell an annuity settlement, you will need to know how often you receive settlement payments.
Sell an Annuity Settlement Question 3: How Many?
The third major component in this line of questioning is ‘how many?’ You will need to decide how many payments you want to sell. When it comes to selling annuity settlements you have a great deal of flexibility. One option is to cash out your entire structured settlement. Alternately, you can choose to sell annuity installments periodically, receiving multiple lump sum payments.
Not only can selling an annuity be a smart move, it is also fast and easy. Contact Woodbridge today for a free quote. Woodbridge Structured Funding, LLC will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor. You can also contact us online for a free quote. It’s quick, easy, and all information is kept strictly confidential.
Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.
When Is It Too Late To Sell an Annuity Settlement?
In 1998, Daniel received a structured annuity settlement in a personal injury case. Though badly injured by a falling power line, Daniel was eventually able to return to his job and continue with his career. Then in 2008, Daniel was laid off. Though he searched hard for a new job, employers were unwilling to hire someone of his age, and Daniel’s hard-earned savings were quickly running out. The structured settlement from his injury was providing a small amount of income, but the payments were too small and too sporadic to help cover his mounting debt. An old colleague of Daniel’s suggested he sell his annuity settlement. Unaware that he was able to sell a structured settlement for lump sum payments, Daniel quickly went about researching the best way to sell his annuity settlement. (more…)
Cash Out Structured Settlements: A Gift for the Granchildren
There are many reasons to cash out structured settlements. Deciding whether or not to sell structured settlements is an important decision to be made by those considering their estate planning. (more…)
How to Make the Most of a Structured Settlement
How to Make the Most of a Structured Settlement
Your personal injury lawsuit has settled, and you’ve received a structured settlement. Now, the question is how to make the most of that settlement. Read on as we discuss the different approaches you can take toward managing your structured settlement, and the pros and cons of selling settlements for lump sum payments. (more…)
Don’t Let a Structured Settlement Hold You Back From Success
Are You Trapped by Your Structured Settlement?
When you’ve been injured in an accident, being awarded a settlement can come as a major relief. And while it’s definitely something to be pleased about, a structured settlement often bears its own set of restrictions and burdens. As opposed to lump sum payments which allow you to invest your money freely, a structured settlement pays out over a period of years, or even decades! A steady stream of income has its benefits, but only if your finances are in excellent order and you have no large or unexpected expenses. Financial obligations like mortgages and general living expenses don’t go away when you’ve been injured and lose your ability to earn money. (more…)
How to Sell Structured Settlement Payments: 5 Easy Steps
1) Understand the Structured Settlement
It is common for plaintiffs in personal injury cases to be awarded a structured settlement. Simply put, a structured settlement is a legal settlement in which damages are awarded in the form of an annuity, as opposed to a single lump sum payment. More information on structured settlements can be found in the article What is a Structured Settlement?
2) Evaluate Reasons to Sell Structured Settlement Payments
Selling structured settlement payments is not for everyone. As with any important financial decision, it’s vital you research the issue carefully and consult with trusted legal and financial advisors. While general advice on the selling of structured settlement payments readily available, it is vital you consider your specific financial needs when deciding whether or not to sell your structured settlement payments. Reading Sell Settlement or Not? 3 Questions to Consider will give you a better idea of the questions you should be asking yourself during this process. 4 Reasons Not To Sell Structured Settlements explains the advantages and disadvantages of receiving lump sum payments.
3) Decide How Many Structured Settlement Installments to Sell
One of the many advantages of selling structured settlement payments is the flexibility of the process. When selling structured settlement payments for a lump sum payment there is no obligation to sell your entire structured settlement. You are able to choose which structured settlement payments to sell based on your financial needs. When is a Good Time to Sell a Structured Settlement? provides information on the best time to sell structured settlement payments.
4) Research Structured Settlement Buyers
Different structured settlement buyers offer different terms and conditions. It’s important you find a trusted structured settlement buyer that provides the best options for you to sell your structured settlement payments. Since 1993, Woodbridge Structured Funding, LLC, and its predecessor companies, has been a pioneer in the financial services industry. Woodbridge Structured Funding has been an innovator in the purchase of future structured settlement payments in return for a lump sum, and continues to be an industry leader today.
5) Contact Structured Settlement Purchasers for Quotes
Before you successfully sell structured settlement payments it’s a good idea to do some market research. Woodbridge Structured Funding, LLC will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor now. You can also contact us online for a free quote. It’s quick, easy, and all information is kept strictly confidential.
Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.