Posts Tagged ‘sell annuity’

3 Great Reasons To Sell Annuity Payments

There are many great reasons to sell annuity payments. In this article we focus on three situations in which selling annuity payments can open doors and transform the settlement holder’s life.

1) Sell Annuities to Fund Down Payment on a House

In early 2011, federal regulators proposed that a 20% down payment would be required in order to secure the best terms on a home mortgage. For working families, a twenty percent down payment can be an insurmountable obstacle to acquiring their own home. What are the advantages of selling an annuity to fund a down payment? Real estate remains one of the smartest investments an individual can make. Over the years homes generally continue to appreciate in value. While rents rise, fixed rate mortgages stay steady, and owning a property is an excellent way to counter the effects of inflation. Fortunately, for those who have received structured settlements, it is possible to sell annuity payments and use the lump sum to make a sizeable down payment on a house. Mortgages often span decades, and the higher down payment will lower your monthly mortgage payments — saving you thousands of dollars over time.

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Categories: sell annuities, sell annuity payments.

3 Things You Must Know to Sell an Annuity

Selling an annuity settlement can change your life. Such an important decision should not be made lightly. When selling a structured settlement you should consult with your legal and financial advisors before taking action. Woodbridge Structured Funding’s customers have benefited greatly from the decision to sell annuities. They have invested their lump sum payments in, education and new business ventures, purchased homes and automobiles, and set up trusts for their grandchildren. Before you cash out structured settlements, there are three things you must know in order to sell your annuity settlement.

Sell an Annuity Settlement Question 1: How Much?

When you contact a Woodbridge Structured Settlement expert for a free consultation about selling an annuity settlement, you will need to know the amount of your settlement. In addition to the total sum of the settlement, a structured settlement buyer will need to know the dollar amount of each payment. This information is vital in determining the best strategy for cashing out your structured settlement. If you are unsure of the details of your settlement, a Woodbridge advisor can help you verify that information.

Sell an Annuity Settlement Question 2: How Often?

The payment schedule for each annuity settlement is different. The number of payments, frequency of payments (monthly, yearly, etc.), and amount of each payment will be unique to each settlement. To sell an annuity settlement, you will need to know how often you receive settlement payments.

Sell an Annuity Settlement Question 3: How Many?

The third major component in this line of questioning is ‘how many?’ You will need to decide how many payments you want to sell. When it comes to selling annuity settlements you have a great deal of flexibility. One option is to cash out your entire structured settlement. Alternately, you can choose to sell annuity installments periodically, receiving multiple lump sum payments.

Not only can selling an annuity be a smart move, it is also fast and easy. Contact Woodbridge today for a free quote. Woodbridge Structured Funding, LLC will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor. You can also contact us online for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Categories: Annuity Payments, Blog, Structured Settlements, Uncategorized, annuities, sell annuities, sell annuity payments, structured settlement, structured settlement payments.

Why Jamie Decided to Sell Annuity Settlement Payments

Sell Annuity Settlements

The decision to sell annuities or structured settlements can be a life changing one. One young woman experienced this when she chose to sell settlement payments to fund her college degree. The summer she turned seven, Jamie attended a day camp near her house. One day while playing on the slide, she fell off a slide, badly breaking her right arm and wrist. Her parents sued the camp for inadequate supervision and won a settlement for Jamie’s hospital care and emotional distress. The settlement was awarded in a structured settlement to be paid out over twenty five years. This arrangement worked fine until it was time for Jamie to attend college. An excellent student, she had received a partial scholarship. But even with the scholarship, out of pocket expenses still amounted to around $20,000 a year, and Jamie’s parents were unable to fund the outstanding balance of her college education due to having to take care of Jamie’s three younger brothers and sisters. Determined to attend college nonetheless, Jamie did extensive research into ways she might be able to fulfill her dream of becoming a doctor. Eventually, she discovered she could sell settlement payments for a lump sum. (more…)

Categories: Annuity Payments, Blog, Structured Settlements, Uncategorized, annuities, cash for annuity payments, structured settlement.

Sell Annuity for Lump Sum Payments Now or Wait?

Should You Sell Annuity Payments Now?

Annuities can be extremely beneficial investments. Whether you invested in an annuity, have been awarded a structured settlement, or won a lottery or casino jackpot, you’re likely sitting on a stable investment that can provide steady income for a long time to come. So why would you want to sell annuity payments? There are several reasons people sell an annuity for a lump sum payment. The primary motivation for many Woodbridge Structured Funding clients who decide to sell their structured settlement payments is to gain more control over their finances. It’s nice to have an annuity as backup, but when you need that capital for medical bills, a down payment on property, or other large expenses, having it locked up in an annuity can be counterproductive. If and when the need arises or an opportunity presents itself, you have the option of selling your future structured settlement payments. There is no reason to wait when you can benefit immediately by selling all or a portion of your payments for a lump sum and make the money work for you today.

Can You Receive Multiple Lump Sum Payments?

Another reason recipients of periodic payments seek a structured settlement annuity buyer is because they would like to shift some of their annuity into another investment. While your money is tied up in an annuity, you’re locked into a stagnant return. A prime reason people sell annuity payments to Woodbridge Structured Funding for a lump sum payment is so that they can invest in other higher yielding areas. Whether it is stocks or a life insurance policy, your money could be doing more for you if it wasn’t stuck in a single investment like an annuity. It’s your money, and how you choose to invest it should be your decision.

Furthermore, you’re not required to sell all of your annuity payments at once. You can cash out structured settlements in stages, taking out only the money you need, while leaving the remainder of the annuity intact. Another common situation that brings annuity holders to a structured settlement annuity buyer is the potential tax consequences levied against heirs who inherit the annuity. It’s not unusual to sell annuity payments in order to transfer that money into other investment vehicles that are not taxed as highly when transferred from one generation to the next. The decision to sell an annuity for lump sum payments isn’t just an investment in your future, it’s an investment in your family’s future.

Why Wait to Sell Annuity Payments?

Any financial decision should be carefully considered and discussed with advisors and the decision to cash out a structured settlement for a lump sum payment is no different. Before you seek a structured settlement annuity buyer or decide to sell annuity payments, it’s important to consider your current and future financial needs. How dependent are you on the annuity for future income? Can the funds in the annuity be put to better use elsewhere? Keep in mind, there is no need to cash out a structured settlement at once. You can sell annuity payments as it best suits your personal financial situation. You’re never under any pressure to sell the entire annuity; the lump sum should be based on your current needs and goals.

Contact Woodbridge Structured Funding at (866-865-7044) and get your free quote today. Our experienced staff can answer any questions you have about lump sum payments.

Categories: Annuity Payments, Blog, Uncategorized, annuities, lump sum, lump sum payments, sell annuities, sell annuity payments.

4 Reasons Not To Sell Structured Settlements

If you’ve received a personal injury structured settlement you may be unsure about what to do with it. Should you continue to receive periodic incremental payments or should you sell annuity payments in exchange for a lump sum payment? For years, Woodbridge Structured Funding, LLC has been advising individuals on whether or not to sell structured settlements for cash. Each case is different, and there is no one size fits all answer when it comes to the issue of whether or not to sell structured settlements. You might want to exchange your structured settlement for cash and you might not. Following, are four reasons to not sell structured settlements. You must consider how each issue applies to your case, and you’ll have a better idea of whether or not you want to sell annuity payments. You’re not alone with this decision; contact Woodbridge anytime for guidance and a free quote!

1) If I Sell Annuity Payments My Money Will Run Out Quicker

The long-term security of the structured settlement is one of its most appealing features, especially for those in the midst of turbulent times – and many of the plaintiffs that receive personal injury structured settlement often face hardships in their lives. Confronted with a period of unemployment while your injuries heal, deciding to sell annuity payments may seem impulsive.

The upside is that if you sell structured settlements for cash you are free to do with the money as you wish. Many often decide to sell structured settlements, and invest the money in higher-returning annuities. The difference between an annuity and a structured settlement is that there is more flexibility with an investment annuity while the structured settlement is inflexible – you can’t take out more money when you need it, increase the base amount, nor move it into a better performing account,. If you invest wisely, you get the stability of the original structured settlement, with more control and more return on your investment.

2) I Can’t Manage My Personal Injury Structured Settlement

Not everyone is excited about investing. If you sell structured settlements for cash you will be in charge of managing your own money. This can be daunting, especially considering the size of some lump sum payments. The challenge of investing can be enough to cause some to decide not to sell their structured settlement payments, figuring their money is better off in the hands of the third party administrator of the structured settlement.

This is not necessarily the case. While it’s true that if you choose not to exchange your structured settlement for cash it will remain a steady source of income, it’s not necessarily a safe and sustainable investment. The reason for this is inflation. It’s quite likely that the value of your personal injury structured settlement payments will decrease over the many years it takes to pay out the entire structured settlement. Fortunately, the burden of managing your lump sum payment is not yours alone if you decide to sell structured settlements for cash. There are many qualified financial advisers who can help you invest; it’s a wise move to start researching investment advisors before you sell annuity payments.

3) I Have No Pressing Need to Sell Structured Settlements for Cash

If your bills are under control, mortgages are paid off, and hospital bills paid in full, you don’t necessarily need to sell annuity payments and exchange your structured settlement for cash. After all, if you don’t need the money, why sell structured settlements when you keep the personal injury structured settlement as a steady source of income?

There’s nothing wrong with this decision, but as we mentioned above, structured settlements are not high performing investments. Even if there aren’t any urgent bills forcing you to sell structured settlements for cash right now, your settlement is not being invested to its full potential if you decide not to sell annuity payments. If you sell structured settlements for cash now and invest in a higher rate investment, you’ll have more money if and when you urgently need it.

4) I Don’t Know Who to Sell Structured Settlements To

There are a number of players in the personal injury structured settlement field. Woodbridge Structured Funding, and its predecessor companies, has been a leading buyer of structured settlements for nearly two decades, and is the preferred company for many seeking to sell annuity payments to a trusted, reliable buyer. We have years of experience counseling plaintiffs considering whether or not to sell structured settlements for cash, and we bring a personal approach and years of experience, to each and every case.

If you’re wondering what Woodbridge Structured Funding can do for you and your personal injury structured settlement just give us a call (866-865-7044) and get your free quote today.

Categories: Blog, Structured Settlements, Uncategorized, structured settlement, structured settlement payments.

Nine Steps to Selling Annuities for Cash

Selling annuities for cash can take a very short amount of time, but for the most part there is a typical process that happens. Learn how the process of selling annuities for cash works by reading the following nine steps: (more…)

Categories: Annuity Payments, Blog, Woodbridge Investments LLC, annuities, cash, cash advance, cash for annuity payments, future payments, get a lump some for your payments, get a lump sum, investments, lump sum, lump sum for your payments, lump sum payments, sell annuities, sell annuity payments.

Financial Health: How to keep your finances alive and well when you sell annuity, sell structured settlement, or sell lottery winnings

Doctor’s orders- sell annuity, sell structured settlement or sell lottery winnings for your financial health. If your bank account is looking under the weather but you are receiving a monthly payment, you could sell it and start feeling better in no time.

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Categories: Blog.

You Can Sell Annuity Payments for a Cash Lump Sum

An Annuity provides a guaranteed income stream for a specified period of time and is offered to winners of lotteries or large settlements. Annuities can also be bought through insurance companies. Scenarios may arise where an annuity owner has to get a lump sum of cash instead of keeping the income stream; during such times, the owner can sell annuity payments.

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Categories: Blog, Lottery Payments, lottery winnings, sell lottery payments.