Structured Settlement vs. Lump Sum Settlement

A structured settlement is usually granted in the form of an annuity set up by the defendant’s insurance company whereby payments are to be made over a specified period of time. For example, a victim of a car accident will file an injury lawsuit in attempt to gain compensation for the damages caused by the accident. Their attorney will make the case that the other party is at fault — perhaps the other driver was intoxicated, ignoring road conditions, or in violation of traffic law. When the plaintiff wins they are awarded a $150,000to be paid out as a structured settlement. The victim will be paid in periodic payments spread over pre-determined amount of time.  If the plaintiff had been awarded the $150,000 in a lump sum settlement, they would be in possession of the full sum at that time.

Plaintiffs that receive structured settlements are not out of luck if they need access to a large sum of money.  If at some point an accident victim requires cash for emergency medical care, a vehicle payment, college tuition, or some other large expense, they have the option to sell their structured settlement payments for a lump sum.

How to Sell a Structured Settlement

There is quite a bit of flexibility when it comes to selling structured settlement payments. Annuitants have the option to sell either a portion of the future payments, or the entire amount, making it possible to sell structured settlement payments in the way that best fits their needs. Structured settlement holders considering selling their annuities should first consult with an experienced financial advisor to determine which course of action is best.

Looking to sell structured settlement payments? Woodbridge Structured Funding will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor, or visit the website for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

1) Clean Your Gutters

Gutters play an important role in protecting your home’s exterior from flooding and soil erosion. Pay attention to your gutters as they can collect debris and leaves, especially in the Fall. A clogged gutter may lead to rotten wood, the infestation of pests or damage to the gutter itself which lessens its ability to protect your home. Be sure to have your gutters cleaned regularly and check to make sure that water is draining from them properly.

2) Check the Roof Over Your Head

A properly maintained roof is one of your home’s key defenses against weather-related damage. Address any roof-related items on your to-do list before bad weather occurs to help prevent any potential water or structural damage. Check your roof periodically and trim any low hanging tree branches that may scrape and weaken the structure. Lastly, keep an eye out for any loose or missing shingles and repair them as soon as possible.

3) Fix Your Foundation

Problems with your home’s foundation can be costly. Examine your home for any cracks, tilting, or signs of shifting as these are potential signs of rotten wood or damage to the structure. Cracks should be caulked properly and sealed to protect the foundation of your home. Any sign of foundation issues should be addressed quickly to prevent more extensive damage and more costly repairs.

4) Watch for Water

Water damage to the home can be disastrous. Inspect your home for water stains as they may be a sign of a water leak or seepage. Repair any cracks in your home’s foundation as moisture can lead to mold and the need for extensive repairs if it seeps into the home’s structure.

Managing Emergency Home Repairs

Ideally, you should set aside money specifically for maintenance and unexpected home repairs. However, some repairs often cost more than anticipated and are more than you planned. If you are unable to save for emergency home repairs and have a structured settlement, you can sell structured settlement payments as a way to pay for these expenses. and help prevent accumulating large amounts of debt.

Get a free quote from Woodbridge Structured Funding or call today (1-866-865-7044) to find out how to sell your structured settlement payments. It’s fast, easy, and they will beat any legitimate offer!

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Selecting a Structured Settlement Buyer

Before contacting a structured settlement buyer, be sure to consult with your legal and financial advisors. Once you are ready to get started, research multiple companies that can handle this type of transaction. There are many companies that will offer to buy your structured settlement but make sure you are aware of all fees and requirements involved in the transaction.

It is important to choose a company that is experienced in buying structured settlements. Selling structured settlement payments is a court-ordered process and great care should be taken to make sure the company you choose has the knowledge and experience necessary to handle this type of transaction. The right structured settlement buyer will assess your unique situation and provide you white a superior level of customer service. Look for a company that not only offers you the highest payout for your payments, but is a highly rated by the Better Business Bureau.

The Information You’ll Need to Provide

Before contacting a structured settlement buyer, it is helpful to know the total amount of your settlement and the actual amount of each payment. Also, in order to provide you with an accurate offer for your payments, the structured settlement buyer will also need to know when the payments end and the dates they are received.

There are a number of options when it comes to selling structured settlements. You can decide to sell all of your payments, a portion of each payment, or sell a specific number of the payments. Once you decide the option that best fits your financial needs, you will be prepared to move forward with the lump sum transaction.

Fortunately, selling a structured settlement isn’t difficult. Call Woodbridge Structured Funding today (1-866-865-7044) to speak to an advisor, or visit the website for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

It is your right to seek compensation for any injuries or damages incurred as a result of an automobile accident, or any other types of personal injury cases. However, it is important to understand that you must act as quickly as possible. There is a statute of limitations that governs how long victims can file personal injury claims. If you fail to act within that time period, you may likely be unable to win any compensation for your pain and suffering.

Understanding Personal Injury Cases

A personal injury case is when an injured party in an incident files a claim against the responsible individual or individuals. The term “personal injury” may indicate that it solely involves physical harm, but that is not always true. Personal injury cases can also include situations that have caused tremendous emotional stress.

Common types of personal injury cases include but are not limited to:

• Car accidents
• Slip and fall injuries
• Personal assaults
• Medical malpractice
• Wrongful death

Personal Injury Cases and the Statute of Limitations

The statute of limitations places a time limit on the filing of any claim or lawsuit that involves an accident or injury. If a personal injury case is not filed within the specified time, the person filing the lawsuit loses their right to seek damages. However, there are some exceptions to the rule. For example, the statute of limitations, with some exceptions, starts for minors upon turning 18. Also, if a medical issue was discovered after a surgery, the statute of limitations would start from the time the issue was discovered. This is known as the “discovery of harm” rule.

One important factor regarding the statute of limitations is that time limits vary by state. If you are not sure how much time you have to file a case, contact a personal injury lawyer as soon as possible. Act quickly to file your personal injury case to ensure that you stay within the statute of limitations.

Filing your claim within the required time greatly increases your chances of receiving a just settlement. However, even after you settle your case there are additional steps you can take to improve your situation. A structured settlement has the advantage of providing income over many years, but for many plaintiffs that arrangement can be less than ideal. Selling structured settlement payments gives you access to your money when it can benefit you the most.

Fortunately, selling a structured settlement isn’t difficult. Call Woodbridge today (1-866-865-7044) to speak to an advisor, or visit the website for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Should I Sell My Structured Settlements?

You may have received structured settlement payments as a plaintiff in one of the following type of lawsuits:

• Personal injury
• Liability
• Harassment
• Malpractice

As your lawsuit progressed, your main concern at the time was a favorable outcome.  Once it was settled, you thought you’d be happy with the payment structure.  Who wouldn’t want to have a guaranteed future income? There is security in knowing that you will receive monthly payments for the duration of the settlement. But what happens when circumstances change and there is a need for the money now?  Waiting for future structured settlement payments may not be the best option anymore. It can be frustrating knowing that you were awarded a large sum, but cannot access it — especially when you need it most. Selling your structured settlement payments is a great way to solve this problem and meet your financial needs now.

Your circumstances can often change from the time that you were initially awarded the structured settlement.  Some of the most common, and best reasons accident victims sell structured settlements payments for cash are to:

• Combat financial hardship due to job loss
• Meet an increase in mortgage payments
• Cover costs stemming from a medical emergency
• Pay for unexpected repairs on houses or vehicles
• Fund their own business
• Invest in an education

How to Decide to Sell Payments

There are many things that you can do right now with the money — such as investing it in a business, paying off mounting debt or just having quick access to your cash. Still, you may ask yourself, “Is selling my structured settlement payments the best option?” or “How much will it cost?”

Every case is unique and the financial consultants at Woodbridge Structured Funding can explain the process, helping you  make the best decision regarding selling structured settlements. Selling settlement payments is a big financial transaction that you should understand completely, and the structured settlement company you work with should take the time to understand the specifics of your particular case. Arm yourself with the information you need to sell your structured settlement payments, and find a buyer that is committed in helping you make the most of your settlement.

Don’t wait any longer, get a free quote from Woodbridge Structured Funding or call today (1-866-865-7044) to find out how to sell your structured settlement payments.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Factors Involved in Determining a Settlement

It is not always easy to come to a resolution for a personal injury settlement. There are various factors that make each case unique and can affect the outcome. Factors that can influence the amount of a personal injury settlement include the following:

• Severity of injury
• Lost wages
• Medical expenses incurred
• Defendants liability coverage

There are two types of damages that are considered when calculating a personal injury settlement — actual and punitive. Actual damages compensate the plaintiff for money that was actually lost due to injuries as a result of the incident. Punitive damages can lead to a larger settlement in cases where the defendant was found overly negligent.

Reaching an Agreement

Once a settlement is agreed to, the plaintiff may then be compensated in the form of a structured settlement, depending on the size of the award. With a structured settlement, the award is paid out in predetermined installments over a period of time. Most structured settlements spread payments over years, even decades.

Even with a structured settlement, many annuitants still experience financial difficulties, and could benefit from having more immediate access to their settlement. As a result, many plaintiffs decide to sell structured settlement payments for a cash lump sum that allows them to fulfill their financial obligations and invest in their future.

Selling a structured settlement can not only lighten plaintiffs’ financial burdens, it can also help them start a business or return to school depending on their desired goals. Woodbridge will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor, or visit the website for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Can I Sell My Structured Settlement to Start a Company?

Everyone knows that it takes hard work and research to start a company. It also takes money. Yes, you can sell your structured settlement and use the cash to start your own company. Once you have the lump sum cash payment, the money is yours to use as you need. You can invest in equipment, human resources, or anything else your new business needs.

Starting a company isn’t the only way to better use your structured settlement. You can sell payments in order to pay down debt, pursue an education or for investment purposes. Once you sell structured settlement payments, you are free to determine how to spend the money.

How Do I Sell My Structured Settlement?

The decision to sell your structured settlement can give you access to money that you can better use in the present and not wait for the future. If you’ve always wanted to start your own business, this could be your chance. The experts at Woodbridge Structured Funding can guide you through the process. Find out all you need to know about selling a structured settlement. It’s much simpler than you may think!

Get the funds that you need to start your company — sell your structured settlement today. Call Woodbridge (1-866-865-7044) to speak to an experienced advisor. You can also complete the free quote form online. There is no obligation and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Selling Annuities for the Most Cash

The best way to maximize your lump sum cash payment is to do your research. Selling an annuity for cash is a major financial decision and should be treated as such. Consult your legal and financial advisors, and research structured settlement companies. Read Finding a Company to Buy Annuity Payments to get started.

It is also important to sell your settlement for the right reasons. Selling annuities for cash isn’t for everyone. 4 Reasons Not To Sell Structured Settlements describes some of the situations where it may make more sense to keep your annuity intact.

Contact multiple structured settlement companies before making any decisions. In addition to requesting quotes, be sure to ask questions about their company and policies.  Based on the responses you receive, you can determine if the customer service reps are helpful, knowledgeable and willing to answer your questions. No matter how great the quote might be, selling an annuity for cash to an inexperienced company, or one that doesn’t place a premium on customer service and education, is a mistake.

Maximizing Your Lump Sum Cash Payment

Regardless of the size of the lump cash payment, you are not getting the most value from your settlement if you don’t manage that money wisely. Before you sell an annuity for cash make sure you know what you will do with the cash payment. By not deviating from the intended purpose of selling your settlement, you will be able to make better decisions.

Furthermore, you will be prepared when you receive the lump sum cash payment and able to quickly place it in investments that will make you the most money.

Before selling an annuity for cash, make sure to get quotes from different structured settlement companies and have a plan for using the lump sum cash payment. Woodbridge will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor, or visit the website for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

Structured Settlement Buyers: What to Look For

There are a number of factors to consider when researching structured settlement buyers.

Lump Sum Payment Size: Different structured settlement buyers will offer you different amounts of cash for your settlement. Great offers are not worth much, however, if the structured settlement company is unable to follow through. As the saying goes, if something sounds too good to be true, it probably is. An experienced and reputable structured settlement buyer like Woodbridge Structured Funding, provides clients with some of the highest payouts in the industry and with no hassle.

Experience: Why trust your financial future to a company without a track record of success? The structured settlement buyer you choose should have years of experience purchasing settlements. Delivering the largest lump sum payments requires expertise. In its nearly 20 years, Woodbridge Structured Funding and its predecessor companies have purchased nearly one billion dollars in payments from structured settlement recipients and lottery winners..

Getting the Largest Lump Sum Payment

Finding the right structured settlement buyer will ensure you get the optimal lump sum payment for your settlement. In addition to pricing and experience, there is another quality that is extremely important in a structured settlement company—Reputation.

Reputation: When researching structured settlement buyers be sure to research the reputations of the different companies. A company may promise amazing rates but receive countless complaints from clients wishing they’d chosen a different settlement buyer. In addition to the Better Business Bureau’s highest rating, Woodbridge receives excellent ratings from scores of satisfied clients.

One of the reasons annuitants prefer working with Woodbridge, is the amount of personal attention and care they receive. Woodridge’s structured settlement experts work closely with each client to find the solution that best fits that individual’s needs. Not every structured settlement buyer makes client satisfaction a top priority. To get the maximum lump sum payment you need a structured settlement company that is willing and able to invest the necessary time and expertise to you deserve.

Getting a lump sum payment for your structured settlement is fast and easy. Call today (1-866-865-7044) to speak to an advisor. You can also contact us online for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.

3 Ways to Sell a Structured Settlement

There are three basic ways for annuitants to sell a structured settlement:

1. Sell all future settlement payments in return for one large lump sum
2. Sell a specific number of the future payments. An agreed upon number of settlement payments are exchanged for a lump sum. Once the structured settlement buyer receives the specified payments, the balance of payments revert back to the annuitant
3. Sell fractions of future payments. In options #1 and 2 the buyer receives the entire structured settlement payment. Another option is to sell a percentage of each settlement payment. Under this model, the structured settlement holder receives a lump sum and also continues to receive their scheduled payments, albeit in smaller amounts

The Best Way to Sell a Structured Settlement

Each option has its advantages and disadvantages. If you want to sell a structured settlement, you have to carefully consider which option suits both your current and future needs.

After the particulars of the sale have been negotiated with the structured settlement buyer, the amount of time necessary to complete the transaction depends on the laws of the state in which you reside. These laws are designed to protect the structured settlement seller from unscrupulous companies. If a court of law finds that the proposed sale will not serve the seller’s best interest, it will not grant approval. This legal oversight is designed to protect personal injury victims when they sell a structured settlement. As a result, selling a structured settlement is safe and 100% legal. Upon completion, the agreed upon lump sum cash payment is transferred to the seller by check or wire transfer.

Not only is it a smart move, selling a structured settlement can be fast and easy. Woodbridge will beat any legitimate offer. Call today (1-866-865-7044) to speak to an advisor, or visit the website for a free quote. It’s quick, easy, and all information is kept strictly confidential.

Woodbridge Structured Funding, LLC: Sell structured settlement payments for cash – with ease.